Commission Free ETFs

Exchange traded funds (ETFs) are a great way to invest. They are easy to trade, relatively low-cost, and they offer the opportunity to invest in a variety of assets. Many investors should choose ETFs over mutual funds to create a proper asset allocation. The trading costs of ETFs can be eliminated, when you choose from a stock broker that offers commission-free ETF investments.

Though commission free ETFs isn’t the only reason to choose a broker. It can be a deciding factor, since long term transaction fees can significantly decrease performance. The other factor to consider when choosing, is how closely does the ETF mirror the index it’s based upon? This is otherwise known as tracking error. Morningstar allows you to quickly check out this info by looking at historical returns. Click on any of the stock ticker symbols below for research from Morningstar.

We’ve done the research, and found all of the discount brokers that offer commission free ETFs to invest with. Most brokers ETF list will allow you to create a decent balanced portfolio.

Update 03/13/2013: Fidelity introduced 65 commission free ETFs.


Charles Schwab

Schwab doesn’t charge when you trade ETFs through your Schwab investing account. On top of that, Schwab has low expense ratios:

ETF Symbol Expense Ratio
U.S. Broad Market SCHB 0.06%
U.S. Large-Cap ETF SCHX 0.08%
U.S. Large-Cap Growth SCHG 0.13%
U.S. Large-Cap Value SCHV 0.13%
U.S. Dividend Equity SCHD 0.17%
U.S. Mid-Cap SCHM 0.13%
U.S. Small-Cap SCHA 0.13%
U.S. REIT SCHH 0.13%
U.S. Aggregate Bond SCHZ 0.10%
U.S. TIPS SCHP 0.14%
Short-Term U.S. Treasury SCHO 0.12%
Intermediate-Term U.S. Treasury SCHR 0.12%
International Equity SCHF 0.13%
International Small-Cap Equity SCHC 0.35%
Emerging Markets Equity SCHE 0.25%

E*Trade

E*Trade began offering commission free ETFs toward the end of 2011. However, if you don’t hold the ETF for at least 30 days, you may have to pay a redemption fee when you sell. Here are the ETFs offered by E*Trade, along their expense ratios.

ETF Symbol Expense Ratio
DB-X 2010 Target Date Fund TDD 0.65%
DB-X 2020 Target Date Fund TDH 0.65%
DB-X 2030 Target Date Fund TDN 0.65%
DB-X 2040 Target Date Fund TDV 0.65%
DB-X In-Target Date Fund TDX 0.65%
DBX MSCI Brazil Currency-Hedged Equity Fund DBBR .61%
DBX MSCI Canada Currency-Hedged Equity Fund DBCN 0.51%
DBX MSCI EAFE Currency-Hedged Equity Fund DBEF 0.36%
DBX MSCI Emerging Markets Currency-Hedged Equity Fund DBEM 0.69%
DBX MSCI Japan Currency-Hedged Equity Fund DBJP 0.51%
Global X Aluminum ETF ALUM 0.69%
Global X Auto ETF VROM .65%
Global X Brazil Consumer ETF BRAQ 0.77%
Global X Brazil Financials ETF BRAF 0.77%
Global X Brazil Mid Cap ETF BRAZ 0.69%
Global X Canada Preferred ETF CNPF 0.58%
Global X China Consumer ETF CHIQ 0.65%
Global X China Energy ETF CHIE 0.65%
Global X China Financials ETF CHIX 0.65%
Global X China Industrials ETF CHII 0.65%
Global X China Materials ETF CHIM 0.65%
Global X Copper Miners ETF COPX 0.65%
Global X Fertilizers/Potash ETF SOIL 0.69%
Global X FTSE Andean 40 ETF AND 0.72%
Global X FTSE Argentina 20 ETF ARGT 0.75%
Global X FTSE ASEAN 40 ETF ASEA 0.65%
Global X FTSE Greece 20 ETF GREK 0.69%
Global X FTSE Nordic 30 ETF GXF 0.50%
Global X FTSE Norway 30 ETF NORW 0.50%
Global X Gold Explorers ETF GLDX 0.65%
Global X LIthium ETF LIT 0.75%
Global X Nasdaq 400 Mid Cap ETF QQQM 0.48%
Global X Nasdaq 500 ETF QQQV 0.48%
Global X Nasdaq China Technology ETF QQQC 0.65%
Global X Permanent ETF PERM 0.49%
Global X Pure Gold Miners ETF GGGG 0.59%
Global X S&P/TSX Venture 30 Canada ETF TSXV 0.75%
Global X Silver Miners ETF SIL 0.65%
Global X Social Media Index Fund SOCL 0.65%
Global X Superdividend ETF SDIV 1.14%
Global X Uranium ETF URA 0.69%
Global X/Interbolsa FTSE Columbia 20 ETF GXG 0.78%
Wisdomtree Asia Local Debt Fund ALD 0.55%
Wisdomtree Asia Pacific Ex-Japan Fund AXJL 0.48%
Wisdomtree Australia & New Zealand Debt Fund AUNZ 0.45%
Wisdomtree Australia Dividend Fund AUSE 0.58%
Wisdomtree Commodity Country Equity Fund CCXE 0.58%
Wisdomtree DEFA Equity Income Fund DTH 0.58%
Wisdomtree DEFA Fund DWM 0.48%
Wisdomtree Dividend Ex-Financials Fund DTN 0.38%
Wisdomtree Dreyfus Brazilian Real Fund BZF 0.45%
Wisdomtree Dreyfus Chinese Yuan Fund CYB 0.45%
Wisdomtree Dreyfus Commodity Currency Fund CCX 0.55%
Wisdomtree Dreyfus Emerging Currency Fund CEW 0.55%
Wisdomtree Dreyfus Euro Debt Fund EU 0.35%
Wisdomtree Dreyfus Indian Rupee Fund ICN 0.45%
Wisdomtree Dreyfus Japanese Yen Fund JYF 0.35%
Wisdomtree Dreyfus South African Yen Fund SZR 0.45%
Wisdomtree Earnings 500 Fund EPS 0.28%
Wisdomtree Emerging Markets Corporate Bond Fund EMCB 0.60%
Wisdomtree Emerging Markets Equity Income Fund DEM 0.63%
Wisdomtree Emerging Markets Local Debt Fund ELD 0.55%
Wisdomtree Emerging Markets Smallcap Dividend Fund DGS 0.64%
Wisdomtree Equity Income Fund DHS 0.38%
Wisdomtree Europe Smallcap Dividend Fund DFE 0.58%
Wisdomtree Global Equity Income Fund DEW 0.58%
Wisdomtree Ex-US Growth Fund DNL 0.60%
Wisdomtree Global Ex-US Real Estate Fund DRW 0.58%
Wisdomtree Global Ex-US Utility Fund DBU 0.58%
Wisdomtree Global Natural Resources Fund GNAT 0.58%
Wisdomtree Global Real Return Fund RRF 0.60%
Wisdomtree India Earnings Fund EPI 0.83%
Wisdomtree International Dividend Ex-Financials Fund DOO 0.58%
Wisdomtree International Hedged Equity Fund HEDJ 0.58%
Wisdomtree International Largecap Dividend Fund DOL 0.48%
Wisdomtree International Midcap Dividend Fund DIM 0.58%
Wisdomtree International Smallcap Dividend Fund DLS 0.58%
Wisdomtree Japan Hedged Equity Fund DXJ 0.48%
Wisdomtree Japan Smallcap Dividend Fund DFJ .58%
Wisdomtree Largecap Dividend Fund DLN 0.28%
Wisdomtree Largecap Growth Fund ROI 0.38%
Wisdomtree Largecap Value Fund EZY 0.38%
Wisdomtree Managed Futures Strategy WDTI 0.95%
Wisdomtree Midcap Dividend Fund DON 0.38%
Wisdomtree Middle East Dividend Fund GULF 0.88%
Wisdomtree Smallcap Dividend Fund DES 0.38%
Wisdomtree Smallcap Earnings Fund EES 0.38%
Wisdomtree Total Dividend Fund DTD 0.28%
Wisdomtree Total Earnings Fund EXT 0.28%

Fidelity

Fidelity has 64 commission-free ETFs through iShares. You can find a number of ETFs with quite low expense ratios. All iShares ETFs are not margin eligible for 30 days from settlement. For margin customers, positions will automatically become margin eligible in their account after 30 days from settlement.

ETF Symbol Expense Ratio
Barclays 0-5 Year TIPS Bond STIP 0.20%
Barclays 1-3 Year Treasury Bond SHY 0.15%
Barclays 20+ Year Treasury Bond TLT 0.15%
Barclays 7-10 Year Treasury Bond IEF 0.15%
Barclays Agency Bond AGZ 0.20%
Emerging Markets Local Currency Bond LEMB 0.60%
Barclays GNMA Bond GNMA 0.32%
Barclays Intermediate Government Credit Bond GVI 0.20%
Barclays MBS Bond MBB 0.26%
Barclays TIPS Bond TIP 0.20%
Barclays U.S. Treasury Bond GOVT 0.15%
Core Long-Term U.S. Bond ILTB 0.12%
Core MSCI EAFE IEFA 0.14%
Core MSCI Emerging Markets IEMG 0.24%
Core MSCI Total International Stock IXUS 0.18%
Core S&P 500 IVV 0.07%
Core S&P Mid-Cap IJH 0.15%
Core S&P Small-Cap IJR 0.16%
Core S&P Total U.S. Stock Market ITOT 0.07%
Core Short-Term U.S. Bond ISTB 0.12%
Core Total U.S. Bond Market AGG 0.08%
Dow Jones International Select Dividend Index IDV 0.50%
Dow Jones Select Dividend Index DVY 0.40%
Dow Jones U.S. Real Estate Index IYR 0.47%
Emerging Markets Dividend DVYE 0.68%
Russell Micro-Cap Index IWC 0.69%
Floating Rate Note FLOT 0.22%
FTSE EPRA/NAREIT Global Real Estate ex U.S. IFGL 0.48%
iBoxx $ High Yield Corporate Bond HYG 0.50%
iBoxx $ Investment Grade Corporate Bond LQD 0.15%
International Inflation-Linked Bond ITIP 0.40%
JPMorgan USD Emerging Markets Bond EMB 0.60%
MSCI ACWI Index ACWI 0.34%
MSCI All Country Asia ex Japan Index AAXJ 0.69%
MSCI BRIC Index BKF 0.69%
MSCI China Index MCHI 0.61%
MSCI EAFE Minimum Volatility EFAV 0.34%
MSCI EAFE Small-Cap Index SCZ 0.40%
MSCI Emerging Markets EMEA EEME 0.68%
MSCI Emerging Market Minimum Volatility Index EEMV 0.69%
MSCI Emerging Markets Small-Cap EEMS 0.69%
MSCI Frontier 100 Index FM 0.79%
MSCI Global Agriculture Producers VEGI 0.40%
MSCI Global Gold Miners RING 0.39%
MSCI Global Metals & Mining Producers PICK 0.39%
MSCI Global Silver Miners SLVP 0.39%
MSCI Japan Index EWJ 0.53%
MSCI USA Minimum Volatility Index USMV 0.15%
S&P 100 Index OEF 0.20%
S&P 500 Growth Index IVW 0.18%
S&P 500 Value Index IVE 0.18%
S&P CA AMT-Free Municipal Bond CMF 0.25%
S&P Europe 350 Index IEV 0.60%
S&P India Nifty 50 Index INDY 0.92%
S&P Latin America 40 Index ILF 0.50%
S&P Mid-Cap 400 Growth Index IJK 0.25%
S&P Mid-Cap 400 Value Index IJJ 0.27%
S&P National AMT-Free Municipal Bond MUB 0.25%
S&P NY AMT-Free Municipal Bond NYF 0.25%
S&P S/T National AMT-Free Municipal Bond SUB 0.25%
S&P Small-Cap 600 Growth IJT 0.25%
S&P Small-Cap 600 Value Index IJS 0.29%
S&P U.S. Preferred Stock Index PFF 0.48%
S&P/Citi 1-3 Year International Treasury Bond ISHG 0.35%
S&P/Citi International Treasury Bond IGOV 0.35%

Firstrade

The stated goal of the free ETFs offered by Firstrade is to help investors create a portfolio that is strong and diversified. There are few funds offered; here they are:

ETF Symbol Expense Ratio
iShares S&P 500 Index Fund IVV 0.09%
iShares FTSE/Xinhua China 25 Index Fund FXI 0.73%
iShares S&P MidCap 400 Index Fund IJH 0.22%
PowerShares DB Commodity Index Tracking Fund DBC 0.85%
Vanguard Dividend Appreciation ETF VIG 0.23%
Vanguard Emerging Markets ETF VWO 0.27%
Vanguard Intermediate Term Bond ETF BIV 0.12%
Vanguard Long Term Bond ETF BLV 0.12%
Vanguard Short Term Bond ETF BSV 0.12%
Vanguard Small Cap Growth ETF VBK 0.14%

Interactive Brokers

Interactive Brokers provides you with the opportunity invest in commission-free ETFs, including leveraged spread ETFs from FactorShares that are considered riskier. All of these are FactorShares 2X:

ETF Symbol Expense Ratio
S&P 500 Bull/TBond Bear FSE 0.75%
TBond Bull/S&P 500 Bear FSA 0.75%
S&P 500 Bull/USD Bear FSU 0.75%
Oil Bull/S&P 500 Bear FOL 0.75%
Gold Bull/S&P 500 Bear FSG 0.75%

Scottrade

Another broker that offers a number of low-cost, commission-free ETFs is Scottrade. This brokerage has 15 commission-free ETFs in a variety of sectors, all of them branded as Focus Morningstar:

ETF Symbol Expense Ratio
US Market FMU 0.05%
Large Cap FLG 0.05%
Mid Cap FMM 0.12%
Small Cap FOS 0.12%
Basic Materials FBM 0.19%
Communication Services FCQ 0.19%
Consumer Cyclical FCL 0.19%
Consumer Defensive FCD 0.19%
Energy FEG 0.19%
Financial Services FFL 0.19%
Healthcare FHC 0.19%
Industrials FIL 0.19%
Real Estate FRL 0.12%
Technology FTQ 0.19%
Utilities FUI 0.19%

TD Ameritrade

TD Ameritrade features several commission-free ETFs to choose from, including equity funds, as well as sector, bond, international, and commodity EFTs:

ETF Symbol Expense Ratio
iShares S&P Aggressive Allocation AOA 0.48%
iShares S&P Conservative Allocation AOK 0.44%
iShares S&P Moderate Allocation AOM 0.45%
iShares S&P Growth Allocation AOR 0.46%
iShares S&P MidCap 500 Index IJH 0.22%
iShares S&P SmallCap 600 Index IJR 0.20%
iShares S&P SmallCap 600 Value Index IJS 0.25%
iShares S&P 500 Value Index IVE 0.18%
iShares S&P 500 Index IVV 0.09%
iShares Russell 1000 Index IWB 0.15%
iShares Russell MicrocapIndex IWC 0.71%
iShares Russell 1000 Value Index IWD 0.20%
iShares Russell 1000 Growth Index IWF 0.20%
iShares Russell 2000 Value Index IWN 0.41%
iShares Russell 2000 Growth Index IWO 0.25%
iShares Russell Midcap Growth Index IWP 0.25%
iShares Russell Midcap Value Index IWS 0.25%
iShares Russell 3000 Index IWV 0.21%
Vanguard Mega Cap 300 Index MGK 0.13%
Vanguard Small Cap VB 0.14%
Vanguard Small Cap Growth VBK 0.14%
Vanguard Small Cap Value VBR 0.14%
Vanguard Dividend Appreciation VIG 0.23%
Vanguard Mid Cap VO 0.14%
Vanguard Mid Cap Value VOE 0.14%
SPDR Dow Jones Global Real Estate RWO 0.50%
SPDR Dow Jones REIT RWR 0.25%
Vanguard REIT Index VNA 0.13%
iShares Barclays Aggregate Bond AGG 0.24%
Vanguard Intermediate-Term Bond BIV 0.12%
Vanguard Long-Term Bond BLV 0.12%
Vanguard Total Bond Market BND 0.12%
Vanguard Short-Term Bond BSV 0.12%
SPDR Barclays Capital International Treasury Bond BWX 0.50%
iShares Barclays Capital International Treasury Bond CIU 0.20%
iShares Barclays 1-3 Year Credit Bond CSJ 0.20%
Vanguard Extended Duration Treasury Index EDV 0.14%
iShares Barclays Intermediate Government/Credit Bond GVI 0.20%
iPath Optimized Currency Carry ICI 0.65%
iShares Barclays 3-7 Year Treasury Bond IEI 0.15%
Market Vectors Intermediate Municipal Index ITM 0.24%
iPath GEMS Index JEM 0.89%
SPDR Barclays Capital High Yield Bond JNK 0.40%
iShares iBoxx $ Investment Grade Corporate Bond LQD 0.15%
iShares Barclays MBS Bond MBB 0.33%
iShares S&P National AMT-Free Municipal Bond MUB 0.25%
PowerShares Emerging Markets Sovereign Debt Portfolio PCY 0.50%
SPDR Nuveen Barclays Capital Short Term Municipal Bond SHM 0.20%
iShares Barclays 1-3 Year Treasury Bond SHY 0.15%
SPDR Nuveen Barclays Capital Municipal Bond TFI 0.30%
iShares Barclays TIPS Bond TIP 0.20%
iShares Barclays 20+ Year Treasury Bond TLT 0.15%
Vanguard Intermediate-Term Corporate Bond VCIT 0.15%
iShares MSCI All Country Asia ex-Japan Index AAXJ 0.73%
iShares MSCI ACWI Index ACWI 0.35%
iShares MSCI BRIC Index BKF 0.72%
iShares MSCI EAFE Growth Index EFG 0.40%
iShares MSCI EAFE Value Index EFV 0.40%
WisdomTree India Earnings EPI 0.88%
iShares MSCI Australia Index EWA 0.55%
iShares MSCI Canada Index EWC 0.55%
iShares MSCI Germany Index EWG 0.55%
iShares MSCI Italy Index EWI 0.59%
iShares MSCI Japan Index EWJ 0.56%
iShares MSCI Spain Index EWP 0.56%
iShares MSCI France Index EWQ 0.55%
iShares MSCI United Kingdom Index EWU 0.55%
SPDR S&P Emerging Markets Small Cap EWX 0.66%
iShares MSCI Brazil Index EWZ 0.65%
SPDR EURO STOXX 50 FEZ 0.29%
iShares FTSE China 25 Index FXI 0.73%
SPDR S&P Emerging Europe GUR 0.59%
SPDR S&P China GXC 0.59%
iShares S&P Latin America 40 Index ILF 0.50%
iShares S&P Global 100 Index IOO 0.40%
Market Vectors Russia Index RSX 0.62%
SPDR Dow Jones International Real Estate RWX 0.59%
iShares MSCI EAFE Small Cap SCZ 0.40%
PowerShares DB Commodity Index Tracking Trust DBC 0.85%
PowerShares DB Oil Trust DBO 0.75%
iPath Dow Jones-UBS Commodity Index Total Return ETB DJP 0.75%
PowerShares DB Commodity Long ETN DPU 0.75%

Vanguard

Another broker that offers all its ETFs commission-free is Vanguard. You can choose from a number of funds, you won’t pay commissions, and you can enjoy some rather low expense ratios:

ETF Symbol Expense Ratio
Dividend Appreciation VIG 0.23%
Extended Market VFX 0.16%
Growth VUG 0.12%
High Dividend Yield VYM 0.18%
Large Cap VV 0.12%
Mega Cap 300 MGC 0.13%
Mega Cap 300 Growth MGK 0.13%
Mega Cap 300 Value MGV 0.13%
Mid Cap VO 0.12%
Mid Cap Growth VOT 0.12%
Mid Cap Value VOE 0.12%
S&P 500 VOO 0.06%
Small Cap VB 0.17%
Small Cap Growth VBK 0.12%
Small Cap Value VBR 0.23%
Total Stock Market VTI 0.07%
Value VTV 0.12%
Extended Duration Treasury EDV 0.13%
Intermediate Term Bond BIV 0.11%
Intermediate Term Corporate Bond VCIT 0.15%
Intermediate Term Government Bond VGIT 0.15%
Long Term Bond BLV 0.11%
Long Term Corporate Bond VCLT 0.15%
Long Term Government Bond VGLT 0.15%
Mortgage Backed Securities VMBS 0.15%
Short Term Bond BSV 0.11%
Short Term Corporate Bond VCSH 0.15%
Short Term Government Bond VGSH 0.15%
Total Bond Market BND 0.11%
Consumer Discretionary VCR 0.24%
Consumer Staples VDC 0.24%
Energy VDE 0.24%
Financials VFH 0.27%
Health Care VHT 0.24%
Industrials VIS 0.24%
Information Technology VGT 0.24%
Materials VAW 0.24%
REIT VNQ 0.13%
Telecommunication Services VOX 0.24%
Utilities VPU 0.24%
FTSE All World ex-US VEU 0.22%
FTSE All World ex-US Small Cap VSS 0.33%
Global ex-US Real Estate VNQI 0.35%
MSCI EAFE VEA 0.12%
MSCI Emerging Markets VWO 0.22%
MSCI Europe VGK 0.14%
MSCI Pacific VPL 0.14%
Total International Stock VXUS 0.20%
Total World Stock VT 0.25%

Comments

  1. “Read the Fine Print”

    You failed to mention that TDAmeritrade changes customers a $19.00 USD penalty fee if they sell one of their “commission free” ETF within 30 days.

    • Hi Tim,

      That is a good point. Some of the other brokers I know also have similar restrictions. If you are looking to do day trades or other short term plays many of these ETFs will not work for you. In writing this article we were assuming these were long term investments.

  2. Hi Larry,
    There is a huge difference between being a “day trader” and someone who buys an ETF and places a trailing stop loss order; and I don’t think the definition of “day trading” is to sell an equity withing 30 days of buying it.

    The bookstores are full of experts who will tell you that traditional “buy and hold” is dead; and it results in huge losses for many investors; and just all experts in investing recommend placing orders on all positions to limit exposure and risk during a downside (for long positions).

    Even “long term” investors benefit for protecting their capital with orders; because there is no smart reason to ride a market downturn to the bottom to just then ride it up again.

    Fidelity, for example, offers all their commission free (iShares) ETFs without any “short term” penalty; because, I assume, they realize that even long term traders are wise to protect their capital during downtrends.

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