Alternatives – Is There Anything Better?

While is one of the most popular budget tracking apps out there, it isn’t the only option. From the review of, we’ve seen a number of dissatisfied users of the product. In addition, for those who want to go a little deeper with their personal finances, in a way that Mint can’t always match, there are alternatives.

Many of the alternatives have developed features that make Mint seem somewhat simplistic. While many people do well with Mint, there are other options that might fit better, depending on your goals and preferences. We’ve also linked to our product review as well.

Personal Capital

Personal CapitalIf you are looking for a finance web-based app that focuses on investing, this is what we recommend. In fact, we have it on our list of the best investment tools. Unlike Mint, which focuses a lot on budgeting (and where your money has gone), Personal Capital emphasizes investing and saving for retirement. You can track expenses with this app, but you can also create an investing plan — and even have the app analyze your investing fees and help you avoid them.
In-Depth Review »


Intuit Quicken 2014If you want a fully-functional way to track your accounts — including investment accounts — the latest version of Quicken has really taken things up a notch. Quicken now makes use of the cloud, and it can sync up your desktop with what’s in the cloud. One of the best fully-functional options. However, Quicken for Mac isn’t nearly as good. If you have a Mac, there are alternatives on the list.
In-Depth Review »


YNAB (You Need A Budget)While Mint is heavily focused on helping you track your spending, after the fact, YNAB is all about planning your spending ahead of time. You aren’t going to get a solid investing app with YNAB, but you are going to be able to feel more as though you are directing your resources, rather than just tracking where your money has already gone. Great app for those especially interested in zero-based budgeting.
In-Depth Review »


iBank 5One of the few native applications for Apple’s OS X operating system. Since Intuit’s Quicken Essentials for Mac for all intents and purposes has been abandoned, this leaves only applications like iBank, Moneydance and YNAB as possible solutions. Out of all of the applications, iBank is the most fully featured. In addition, like Quicken for Windows, iBank offers mobile synchronization with either your Apple iPad or iPhone.
In-Depth Review »


MoneydanceYou can link your accounts online for automatic updates, or you can enter your information manually. Moneydance is the closest thing you’re going to get to Quicken for Macintosh. You can try out Moneydance for FREE for the first 100 transactions. If you are looking for software that works on Apple’s OS X then this is a possible option.
In-Depth Review »


PowerWalletPowerWallet is an online money management tool created to help everyday people rebuild, and secure their finances. It allows users to link all of their accounts to one platform, and then analyzes their expenses to help them build a workable budget. PowerWallet makes recommendations based on your overall financial plans. As a bonus, the program will alert you to discounts based on their interests and spending patterns. If you are looking for a simple but safe budgeting service, this might be the program for you.
In-Depth Review »


LearnVestLearnVest goes beyond the offerings from The investment aspect is much, much stronger than what you’ll see with Mint. Additionally, you can choose manually enter transactions with LearnVest, if you don’t want to link your accounts. LearnVest allows you to set detailed goals, and track your progress. LearnVest offers financial planning services — something you won’t get with Mint (but you can get with Personal Capital). LearnVest has a very strong educational component that sets it apart from many other financial apps.
In-Depth Review »

Yodlee MoneyCenter

Yodlee MoneyCenterYodlee is the grandfather of personal finance software. In fact many already use them to download your financial data — including Personal Capital, LearnVest, and Fidelity’s Full View. Yodlee MoneyCenter is Yodlee’s answer to Mint, it’s a free service that allows you to link your financial information in one place. It has a great synchronization system, a unique FinApp Center, and a customizable summary screen. If you are looking for a reliable program with the ability to plug in third party apps, Yodlee might be the right service for you.
In-Depth Review »


SigFigSigFig is a free web service that gives automated recommendations of where you can save investment fees. SigFig unfortunately only allows brokerage accounts. So with SigFig you will not be able to completely replace Mint, but could use with another service. If you are looking to better asset allocation your investments this application might be right for you.
In-Depth Review »

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Reader Comments

  1. Sam @ Wherewithal says

    This is a great list. I’ve only used Mint but I have checked out some of the others. I’ve also come across Sigfig but they are focused on investing like Personal Capital. Generally speaking, sites like Mint are great for budgeting but I would be careful on relying too heavily on the investment analysis. Finding low cost investments are great and is something everyone should do (let’s hear it for low cost ETFs!). The danger lies in micro-managing a portfolio. Some of these apps try and compare short- and medium-term returns and provide “advice” on what’s the better performing alternative. This can hazardous for two reasons: 1) past performance is a poor indicator of future results, and 2) you run the risk of churning your portfolio through excessive trading and destroy returns. My recommendation is to take the “advice” in stride. You know you may be in trouble if you’re acting on new advice every week! Just one to grow on…

  2. Peter says

    Great list… I’ve been using for the past year and it does the job well. Haven’t checked out any of these though. I’m going to have to check out Yodlee.

  3. MS says

    Many brokerages, like fidelity and t rowe price, and the WSJ and USA Today, also offer this. Any thoughts? There is also a site that starts “qu” but can’t remember it. it looked good, but couldn’t find a single review.

    • says

      Hi MS,

      Those others are not bad. Though most use Yodlee to aggregate that info. Which Personal Capital, LearnVest uses and previously used Yodlee. Yodlee front end service IMHO isn’t as good as the other offerings.

      Are you thinking of Quicken?

      • MS says

        LOL. No. It was quozo, or something odd. It wasn’t a real word or phrase. I am just looking for one place where I can see what I hold from wherever those funds are.
        I don’t understand your comment. I thought Yodlee was good. TRP uses it too.

        • says

          Their backend is very good (to download data from your bank), the front-end (what you see) is ok.

          We recommend Personal Capital out of all of the financial aggregators.

  4. Mike says

    Mint is so freaking horrible. Their website hasn’t been updated in at least 2-3 years. The same bugs people have been reporting for years and years are still there and no one seems to care to fix them. Yodlee was a great alternative but their UI is horrid. Unless they’ve updated it recently it was just so awful to use. Intuit completely killed Mint when they bought it and decided to stop fixing it or updating it. Then we hear that they released a new Windows App when the website that made them who they are sits collecting dust and not working for crap.

    Today I find it missed a transaction from about 6 weeks and it won’t let me add it in because I can only go back 30 days to enter past transactions. Thanks a lot Mint.

      • Mike says

        Personal Capital doesn’t offer ANY budgeting at all? That’s not going to work real well. We need something that can do budgeting for sure. I’ll give them a glance but that’s probably a deal breaker. It’s a shame they don’t even have a basic budget since that should be pretty easy to implement considering all you need is some categories and amounts.

        It does look like Yodlee has updated their system (thank God) since I used it last so I’ll give them another look too.

  5. T. Ozeki says

    I have Quicken for Home and Business 2014. I some issues I needed to have telephone tech support.
    It appears Quicken discontinued the service This is a decisive blow to the users of Quicken (since 1998). Can you recommend any better alternative?

  6. Harry says

    arrgh all of them don’t handle what to do with positive cash flow. I’ve been looking and looking and none that I have found have a fully functioning virtual bucket to handle savings and be able to expend from this.
    Once they go you’re underspent they all seem happy.

    Acouple having a go (but not fully functional) are
    Yodlee but only some accounts appear in gaols and I’m unsure that you could actual expend from a goal.
    Budgetsimple is closest with newly added tool but has broken the actual spend graph and I couldn’t see split transactions.
    Moneysoft has funds but you have to bull seperate reports for the cashflow where it is the main indicator on others.

    Only talking about sites with full bank aggregation

    Would love to see someone hit this goal. Surely I’m not the only one who needs this.

  7. Izzy says

    I miss Microsoft Money… The interface made sense and wasn’t buggy like quicken. Mint is great as long as you use supported financial institutions… My retirement accounts aren’t supported and it’s as if mint doesn’t want to support manual transactions.

  8. kannankeril says

    I use both Yodlee & Mint. Mint has a nice interface but has significant data display errors on some of my major accounts. According to Mint, I lost $99 billion or some such figure in my investment account. I have contacted them multiple times for corrections. They recognize the problem and say they are working on it but have no schedule on when it will be resolved. I reported it nearly a year ago and have now given up hope that they will ever fix the problem.

    Another problem with Mint is the intrusive nature of the ads. They are front and center on the main page and occupy significant chunks (about 1/3rd) of screen space. I am about ready to give up on Mint.

    I had a account imbalance problem with Yodlee and their responses were much more predictable and they did fix my problem. So chalk me in as a fan of Yodlee.

  9. Rick Brenner says

    “the latest version of Quicken has really taken things up a notch. ”

    How so? I’d go back years if I could. Every new version sucks more than the last.