What’s The Web Site’s Purpose?
It’s about helping you. Helping you become a better investor and entrepreneur.
While the site will talk about stocks, I’m thinking at a much broader level. I look at investing as anything you set aside money for, with the hope of having more of it at the end. It’s much more related to financial freedom and personal finance. I intially created this web site out of my own needs. I was looking for a web site that discusses investing in much more depth and could not find one that met my needs. Most either were too basic or giving out bad advice.
This site is not about some “get rich quick” method. It’s about slowly making money work for you creating multiple streams of income that are passive, and active: stocks, bonds, real estate, businesses, and alternative investments not often discussed. You won’t see Suze Orman or Dave Ramsey discussing many of these topics.
Who Is This Mysterious Person?
Larry Ludwig
I currently reside in the Long Island, New York area. I have a wife, three kids, and have owned a business for over 10 years. I have a bachelor of science degree in computers, and a minor in business from Clemson University. We have have an investment portfolio that includes a business, retirement accounts, a rental property, and taxable investments.
From time to time I will discuss politics on this web site, but only from the financial angle. Unfortunately, I see our financial world becoming more politicized. The more government involvement in our economy, the more politics play a role. Therefore, the more I discuss personal finance, the more I have to discuss politics and my beliefs. I am registered as an Independent. I am a Libertarian with my financial policies and tend to vote Republican mainly because where I live is completely Democrat/Progressive.
What Makes You Qualified To Write About Business And Finance?
I’m no different than you. I was looking to learn more about finance from unbiased sources outside of the financial industry. I have never been an “investment professional”, whatever that exactly means. I worked on Wall Street once, but only as a programmer developing applications unrelated to finance. What I can say is that since my teens I’ve taken an active interest in matters of business and investing. Technology has been my first passion; business has been my second.
In addition, as much as I love my parents, I wanted to not make the same mistakes they made when I was growing up. I’ve read over 150 books, courses, tapes and have a library of such information. I’ve read anything from personal finance, to becoming a real estate landlord. Daily I read many web sites, blogs and newspapers (now via my iPad) related to the subject.
I hope you’ll not only learn from me, but I will learn from my readers. I don’t claim to be an expert in every topic discussed. I do claim to have gone through many of life’s financial experiences, and I can offer some words of wisdom. I can walk the talk, and I’m not “faking it till I make it”. I, too, started from nothing, and now I am at the point where we can see the light at the end of the tunnel.
How Are You Different From Other Personal Finance Blogs?
Most personal finance blogs suck because they are about:
- People getting out of debt
- The “no duh” basics of personal finance
- Living frugally (is living minimalistic really living?)
- Promo code links and telling you to cut out coupons
- Some get rich quick scheme
- Someone just starting out.
It’s akin to taking advice from someone on how to raise children, yet they themselves don’t have any children. Unlike many other personal finance blogs, we have all of our ducks in a row. So not only have I read quite a bit on the subject, I have actively applied what was learned and have been (somewhat) successful at it. I hope you can learn from our successes, as well as from our mistakes.
It’s not that I have the Midas touch – everything I touch turns to gold. It’s probably more along the lines, I suck less than most others at business and finance.
Who Would Want To Read My Ramblings?
The target audience is not only people starting out, but also for the mid-level to advanced person needing to take it to the next level. I promise to keep the topics interesting, educational, and fun for the whole family!
In the end, most what I say is a matter of opinion. You should read the disclaimer before taking any of my advice or ideas. What might be appropriate for my situation may not make sense for you.
How Can You Help Me?
I would love to hear from my readers. If you have any comments, leads, suggestions, or even different opinions, please feel free to share by posting a comment. I want people to voice difference of opinion, and I appreciate any tips. I promise to do my best to respond to comments and e-mails. Hopefully, you will get something out of my ramblings and become a better investor and entrepreneur in the process. Enjoy reading this web site as much as I have enjoyed putting effort into creating it.
Staying In Touch
You have many ways to keep up-to-date with the latest info.
- Email Updates
- Twitter: @InvestorJunkie
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- Google+
- RSS Feed
Facebook, Twitter and Google + have feeds from the web site, but will have additional topics not mentioned on the web site. So you might want to subscribe to all.
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