When planning for retirement investors often overlook Social Security retirement income and focus exclusively on building the largest retirement portfolio possible. While it’s always prudent to plan for a worst-case scenario, having a rough idea of what your Social Security benefits will be at retirement age is vital. Here’s how to estimate your Social Security […]
We all decide to start saving for retirement at different ages in life. But whatever age you decide to start, understand this: there will be a cost of waiting to save for your retirement. The cost will come in the form of either a smaller retirement portfolio, increased funding requirements later in life, or both.
Summer is a time when we tend to slow down, take vacations and our motivation often takes a holiday. This season might have something to do with the school calendar from when we were young. We would spend all year in school, until summer came. And when it did, responsibility went out the window, it […]
There are different types of financial and investment documents that we rely on, in spite of the fact that so much of this information is now available online. Most companies limit how far back you can go with previous years documents, so the only way that you can make sure that you will have the […]
A lot of investors, particularly beginners, believe that there’s some mysterious secret to making money in the stock market. Of course, they have some help in this area from the would-be stock market gurus who feed into exactly that belief. In truth however, there is no secret at all but principles — principles every smart […]
FutureAdvisor is an online investment advisor that automatically manages your investments. It helps you to do this in an advantageous way by using modern portfolio theory (or MPT), to build and maintain a portfolio to maximize your return based on certain levels of risk indicated by your investor profile.
Let’s be completely honest; planning for early retirement will require a large dose of sacrifice early in life, a time when most people are focused mainly on enjoying themselves. But if you get serious about saving for early retirement, the time will come when you won’t regret it. A little extra work and discipline now, […]
Automated investment platforms seem to be springing up all over the web. Some are gaining a reputation well ahead of the pack. Two examples of this are Betterment and Wealthfront. In so many ways, the platforms function in similar fashion. But there are differences between the two that could serve you and your investments better.