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	<title>Investor Junkie&#187; Asset Allocation</title>
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	<link>http://investorjunkie.com</link>
	<description>My Business and Financial Freedom Journey</description>
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		<title>Tax Efficient Investing</title>
		<link>http://investorjunkie.com/2898/tax-efficient-investing/</link>
		<comments>http://investorjunkie.com/2898/tax-efficient-investing/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 14:30:09 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[adjusted gross income]]></category>
		<category><![CDATA[roth ira]]></category>
		<category><![CDATA[savings bonds]]></category>
		<category><![CDATA[taxable investments]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=2898</guid>
		<description><![CDATA[It&#8217;s no surprise that taxes are going up next year.  How much?  No one really knows exactly, but at worst case Bush&#8217;s 2001 and 2003 tax cuts will completely disappear.  This should include my often-loved taxable rate of 15% on dividends.  In addition, depending upon your situation, taxes will increase even more in the next [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/2898/tax-efficient-investing/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Leave Investing To The Professionals</title>
		<link>http://investorjunkie.com/2501/leave-investing-to-the-professionals/</link>
		<comments>http://investorjunkie.com/2501/leave-investing-to-the-professionals/#comments</comments>
		<pubDate>Wed, 12 May 2010 02:13:26 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Stocks]]></category>
		<category><![CDATA[amateur investor]]></category>
		<category><![CDATA[investment professionals]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=2501</guid>
		<description><![CDATA[This interesting guest post is by Mr. Credit Card. While I (Investor Junkie) may not completely agree with his position, it&#8217;s a more common notion to let investment professionals perform the stock picking for you via actively managed funds. I used to work in the financial industry and I can tell you that I know [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/2501/leave-investing-to-the-professionals/feed/</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Why I Sold Stocks In My Taxable Account Today</title>
		<link>http://investorjunkie.com/2477/why-i-sold-stocks-in-my-taxable-account-today/</link>
		<comments>http://investorjunkie.com/2477/why-i-sold-stocks-in-my-taxable-account-today/#comments</comments>
		<pubDate>Fri, 07 May 2010 19:23:30 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=2477</guid>
		<description><![CDATA[I sold stock from my taxable account today.  I obviously don&#8217;t have to tell you about yesterday&#8217;s roller coaster ride in the market. I&#8217;ve had the feeling the market has gone too high too fast before this, and believe the market is not cheap right now.  I sold stocks today because of these reasons: I&#8217;ve [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/2477/why-i-sold-stocks-in-my-taxable-account-today/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Ginnie Mae Investing</title>
		<link>http://investorjunkie.com/2049/ginnie-mae-investing/</link>
		<comments>http://investorjunkie.com/2049/ginnie-mae-investing/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 16:31:02 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[ginnie mae securities]]></category>
		<category><![CDATA[government bonds]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=2049</guid>
		<description><![CDATA[CD and money market accounts currently offer dismal returns.  What is an investor to do get higher returns, yet not drastically increase risk?  As I mentioned in my 4% Rule to Investing, Ginnie Maes are a good possible alternative.  Who is Ginnie and does she have anything to do with Fannie and Freddie?  Ginnie Mae, [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/2049/ginnie-mae-investing/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Morningstar Review</title>
		<link>http://investorjunkie.com/1446/morningstar-review/</link>
		<comments>http://investorjunkie.com/1446/morningstar-review/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 19:30:37 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Reviews]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=1446</guid>
		<description><![CDATA[I&#8217;ve been a Morningstar premium member for about 6 years.  They are a great resource to help assist you in your investment decisions.  Originally they only reviewed mutual funds, but a few years ago added stocks to their reviews.  Personally I look at services like Morningstar as a way to help speed up my research.  [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/1446/morningstar-review/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Review of &#8220;The Investor&#8217;s Manifesto&#8221; by William Bernstein</title>
		<link>http://investorjunkie.com/24/review-of-the-investors-manifesto-by-william-bernstein/</link>
		<comments>http://investorjunkie.com/24/review-of-the-investors-manifesto-by-william-bernstein/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 17:20:57 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Reviews]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[intelligent asset allocator]]></category>
		<category><![CDATA[mutual fund managers]]></category>
		<category><![CDATA[risk and return]]></category>
		<category><![CDATA[william bernstein]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=24</guid>
		<description><![CDATA[First let me say I am a big fan of his previous books &#8220;The Intelligent Asset Allocator&#8221; and &#8220;The Four Pillars of Investing&#8221;.  So don&#8217;t take anything I say as disliking his work.  On the contrary, I feel all three books are a MUST read primer for a good financial education!  Maybe one day I&#8217;ll [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/24/review-of-the-investors-manifesto-by-william-bernstein/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Buy Gold?</title>
		<link>http://investorjunkie.com/21/should-i-buy-gold/</link>
		<comments>http://investorjunkie.com/21/should-i-buy-gold/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 16:57:19 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Commodities]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[diversified portfolio]]></category>
		<category><![CDATA[economic trends]]></category>
		<category><![CDATA[fiat currencies]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[gold bug]]></category>
		<category><![CDATA[gold bullion]]></category>
		<category><![CDATA[gold coins]]></category>
		<category><![CDATA[numismatics]]></category>
		<category><![CDATA[silver]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=21</guid>
		<description><![CDATA[I had a friend of mine the other day ask me, &#8220;Is buying gold a good idea?&#8221;  He then quickly proceeded to ask, &#8220;Should I add gold to my portfolio?&#8221;  You might be wondering the same thing.  I believe gold and other commodities should be part of any well diversified portfolio.  If you have been [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/21/should-i-buy-gold/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The 4% Rule to Investing</title>
		<link>http://investorjunkie.com/377/the-4-percent-rule-to-investing/</link>
		<comments>http://investorjunkie.com/377/the-4-percent-rule-to-investing/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 00:42:38 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[CDs]]></category>
		<category><![CDATA[ginnie mae]]></category>
		<category><![CDATA[government bonds]]></category>
		<category><![CDATA[high dividend stocks]]></category>
		<category><![CDATA[high interest savings]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[master limited partnerships]]></category>
		<category><![CDATA[money market accounts]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=377</guid>
		<description><![CDATA[As you probably already know, returns on fixed rate investments are pretty bleak.  The Federal Reserve, since last year, has effectively set rates to zero.  This made traditionally safe investments (CDs, government bonds, and money market accounts, etc.) limited with their returns.  At the time of this writing, the only previously mentioned investments you can [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/377/the-4-percent-rule-to-investing/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Does Net Worth Matter?</title>
		<link>http://investorjunkie.com/400/does-net-worth-matter/</link>
		<comments>http://investorjunkie.com/400/does-net-worth-matter/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 16:55:26 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[negative cash flow]]></category>
		<category><![CDATA[net worth]]></category>
		<category><![CDATA[owning a business]]></category>
		<category><![CDATA[rat race]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=400</guid>
		<description><![CDATA[I see all of these financial blogs focusing on their net worth progress.  My question is, do I care?  Not do I care about what is their net worth, but do I care about monitoring my net worth?  It&#8217;s kinda neat being a voyeur, watching people discuss their net worth to the world, and maybe [...]]]></description>
		<wfw:commentRss>http://investorjunkie.com/400/does-net-worth-matter/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
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