Bonds, Fixed Income and CDs

Within any portfolio there should be fixed-income options that include, bonds, bond funds and certificates of deposit (CDs). You can reduce risk and gain slow but steady income with these safe, interest-bearing investments.

Top Resources to Help You Find the Best CD Rates

dividends

Since this is an investment site, we naturally talk frequently about various types of investments — risk investments in particular — and the need to achieve a balanced and diversified portfolio. That balance is usually achieved by holding a certain percentage of your portfolio in safe, interest-bearing investments like certificates of deposit or CDs.

Bond Ratings Explained

Bond Ratings

Bond credit ratings are without a doubt the most important measures in the bond market. Three major ratings agencies – Moody’s, Standard and Poor’s, and Fitch drive the bond market with their research into bond quality.

Bonds vs. Bond Funds

Bond vs. Bond Funds

Bond. James Bond. The spy thriller movies are some of my all-time favorites, especially “Goldfinger“. He was connoisseur of fine wines, fine women, fine sports cars, and may have been good with investing. After all, his favorite game was baccarat, may have known that baccarat has some of the best odds at the casino.

Finding the Best CD Rates

Now CD Rates

Finding the best CD rates can be a time consuming process.  Traditionally, you would have to look in your local newspaper or visit bank branches.  While web sites like BankRate exist, they primarily display CD rates in which they get compensated, not truly the best rates for you.  In addition, they primarily focus on national […]

Why I Like US I Savings Bonds

Ibond

Lately I’ve been adding to our security investment bucket US I Savings Bonds, or I-Bonds for short. In my opinion, they are a great bond to invest in but are often overlooked. The advanced investor or investment adviser often pooh-poohs them. Maybe because they generate no commission from them.