Credit Cards

Getting rid of consumer debt, like credit cards is the first step on the road to building wealth and creating financial stability for the future. Educate yourself on the pros and cons of using credit, and proceed with caution.

Exclusive Credit Cards

Credit Cards

If you have a high enough income and a high enough credit score, there are a number of credit cards out there that offer exclusive benefits and that allow you to run up your balance and spend to your heart’s content.

How To Stop Credit Card Offers

Junk Mail

I hate junk mail, and I hate spending the time sorting through it all. One of my goals this year is to simplify my finances and eliminate most of the mail I receive at my home and business. Getting credit card offers in the mail can be risky especially if you just toss these offers […]

0% APR Transfer..That Really Isn’t

Dave Ramsey

My wife and I have a number of credit cards, but we rarely use most. For the most part, any debt we incur we pay off monthly. We now have a Fidelity Visa that gets decent cash back rewards.  As I’ve mentioned before, I’m not one to state “debt is evil” as so many other […]

Responsible Credit Card Use

Credit Cards

Credit cards have benefits, despite their dangers. While it may not be advisable to have a plethora of them if you’re a spendthrift (being that credit cards can be a dangerous tool in the wrong hands) for those of us who have better self-control, there are solid credit cards that can prove to be more […]

The Poor Transfer Wealth to The Rich Via Credit Cards

Three Card Monte

Reuters has a story about the poor getting bamboozled with yet another scam.  No it’s not three card monte or state run lotto tickets.  It’s via credit cards, and the rich are getting well.. rich off of them.  According to the Boston Federal Reserve report, with its pretzel logic, only poor people pay by cash, […]