Debt and Loans

In today's economy having debt is socially acceptable, but using our resources you can determine how to properly manage debt, and find ways to eliminate it, so you can build wealth for the future.

What’s Next? A Guide to Setting Long-Term Goals After Paying Off Debt

financial future

Paying off debt successfully requires a lot of determination and hard work, oftentimes at the expense of other financial goals. This can push back your goal of saving for retirement and investing to build wealth. As someone that’s dealing with the plight of student loans, I have neglected many other financial priorities in hopes of being debt free sooner.

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How to Pay Off Student Loans in This Economy

Minimize Student Loan Debt While Attending College

The economy is definitely better than it was a few years ago, but let’s be honest — it’s not really that good. That’s especially true if you are a recent college graduate trying to navigate your way into the job market, and carrying a big load of student debt in your backpack. How can you payoff student loans in this economy, especially given more limited employment opportunities?

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Beware of Leveraging Too Much Debt for Investments

Debt

Leveraging debt for investments is a strategy that gets popular during multiyear bull markets. And there’s no question — on the way up, borrowing to expand an investment portfolio can work wonders, but we should never forget that what goes up, must come down. When it comes to investing, leverage is a double-edged sword — it magnifies movements both up and down.

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