6 Life Events That Require Rebalancing Your Investments

life events
As an investor it’s important that you periodically rebalance your portfolio. This is the process by which you make sure that your portfolio allocation stays in approximate alignment with your original diversification strategy. In other words, it’s a re-evaluation of your investments to ensure they’re still meeting your financial goals. There are different ways to rebalance your portfolio, based on life events and personal needs.

What is Smart Beta and How Does It Affect Investors?

smart beta
Smart beta — also known as advanced beta, alternative beta or strategy indices — isn’t a new investment strategy. But lesser known strategies have a way of surfacing and gaining credibility during times of market stagnation, volatility, or other conditions of uncertainty. Such was the case during the stock market meltdown of 2007-2009. In such a market, investment managers were looking to reduce risk, rather than just purely pursuing return.


The True Costs of Robo-Advisors – What Are the Annual Fees?

Robo-Advisor
Thanks to the rise of robo-advisors investing for the future is now more accessible than ever. You don’t have to spend a lot of time, or money, hiring a portfolio manager to create a complicated asset allocation to receive the best returns possible. Robo-advisors now have the technology and computer software that does this for you — all at a much less costly price.

10 Financial Milestones to Achieve in Your 20s and 30s

financial milestones
There are financial milestones that need to be achieved in your twenties and thirties, in order to reach financial success. Some of them will just happen in the normal course of life. But others may require you to be more proactive. This is especially true if you want to master the milestones, rather than just backing into them.




Embrace Low Stress Investing So You Can Retire Early

low stress
Here at Investor Junkie I’ve talked a lot about early retirement topics, like the crazy but fun perks of retiring early,  and how to travel the world during retirement. When I mention to others that I retired early, some instantly assume that I made millions by being an expert stock picker.