When a full on downturn in the market occurs, it won’t come with a whole lot of fanfare — at least not at the beginning. It will likely start slowly, and build momentum. Unfortunately, that’s also the reason why market downturns are so difficult to prepare for, or even to predict.
Robo-advisors are quickly becoming all the rage. What used to be considered an alternative is now becoming more and more mainstream. Even Charles Schwab, a big player in the financial industry has jumped on board with Intelligent Portfolios.
As a beginner investor, it’s easy to get overwhelmed by the stock market. The entire investing idea can seem a bit scary if you don’t know what you’re doing. But just because you’re a newbie investor doesn’t mean it has to stay that way!
Is it possible to be blinded by dividends income and investment returns? Oh yes, and this is a common pitfall of being a smart investor. You may focus primarily, or even exclusively, on the dividend yield of a stock, but total income yield looks at the bigger picture. Here’s how to focus on total income and overall investment health instead of being blinded by dividend returns.
Personal Capital is one of our favorite personal finance apps for a reason. While we think Mint is a decent budgeting tool for personal finances, it’s inadequate when it comes to net worth tracking or investment planning. Mint generally targets users who are just starting with their finances, while Personal Capital is more advanced and offers better features.
On the surface, choosing an investment broker seems like a simple process. In reality however, it isn’t always. You want to make sure this broker has the right credentials, understands the market, and has similar wealth-building beliefs as you do. There are at least ten different criteria you should consider before settling on the best broker for your individual investment needs.
When you have $1,000 or less to invest, there may seem only to be a few options. But the good news is that some of the wealthiest investors in the world started somewhere. And though it doesn’t get a whole lot of publicity, there are actually numerous options available to you small amount of money.
Even long-term investors can find themselves feeling uncomfortable about short-term losses in this stock market environment. After all, nobody likes to lose money, and a double-digit loss in your portfolio could have negative implications for your long-term financial plans. In order to successfully build wealth, you have to learn to stop worrying about short-term losses.
We’re not attempting to predict the next market downturn, and certainly not a market crash. But it is actually certain that a downturn of some sort is already happening and will continue to do so in the future. It’s always best to have at least a loose plan in place to protect yourself and your investments from such an event.
“Asset allocation has to do with your risk tolerance,” says Rick Ferri, the founder and managing partner of Portfolio Solutions. “What you hope to achieve, and when you hope to achieve it, matter when figuring out your asset allocation.”