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	<title>Investor Junkie&#187; Bonds</title>
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	<link>http://investorjunkie.com</link>
	<description>My Business and Financial Freedom Journey</description>
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		<title>Ginnie Mae Investing</title>
		<link>http://investorjunkie.com/2049/ginnie-mae-investing/</link>
		<comments>http://investorjunkie.com/2049/ginnie-mae-investing/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 16:31:02 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[ginnie mae securities]]></category>
		<category><![CDATA[government bonds]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=2049</guid>
		<description><![CDATA[CD and money market accounts currently offer dismal returns.  What is an investor to do get higher returns, yet not drastically increase risk?  As I mentioned in my 4% Rule to Investing, Ginnie Maes are a good possible alternative.  Who is Ginnie and does she have anything to do with Fannie and Freddie?  Ginnie Mae, [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Expect Even Lower CD Rates</title>
		<link>http://investorjunkie.com/1380/expect-even-lower-cd-rates/</link>
		<comments>http://investorjunkie.com/1380/expect-even-lower-cd-rates/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 04:25:28 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[CDs]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[cd rates]]></category>
		<category><![CDATA[fdic insurance]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[money market rates]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=1380</guid>
		<description><![CDATA[Want some insight into why savings, CD rates, and money market rates are low and about to get lower? The FDIC recently ruled banks that are not “well capitalized” will not be allowed to sell fixed investment products for more than 75 basis points (or 0.75%) above the national average.  Whatever &#8220;well capitalized&#8221; means is [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>The 4% Rule to Investing</title>
		<link>http://investorjunkie.com/377/the-4-percent-rule-to-investing/</link>
		<comments>http://investorjunkie.com/377/the-4-percent-rule-to-investing/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 00:42:38 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[CDs]]></category>
		<category><![CDATA[ginnie mae]]></category>
		<category><![CDATA[government bonds]]></category>
		<category><![CDATA[high dividend stocks]]></category>
		<category><![CDATA[high interest savings]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[master limited partnerships]]></category>
		<category><![CDATA[money market accounts]]></category>

		<guid isPermaLink="false">http://investorjunkie.com/?p=377</guid>
		<description><![CDATA[As you probably already know, returns on fixed rate investments are pretty bleak.  The Federal Reserve, since last year, has effectively set rates to zero.  This made traditionally safe investments (CDs, government bonds, and money market accounts, etc.) limited with their returns.  At the time of this writing, the only previously mentioned investments you can [...]]]></description>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Lending Club Review &#8211; How to Become a Bank</title>
		<link>http://investorjunkie.com/4/lending-club-review/</link>
		<comments>http://investorjunkie.com/4/lending-club-review/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 14:00:41 +0000</pubDate>
		<dc:creator>Investor Junkie</dc:creator>
				<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Reviews]]></category>
		<category><![CDATA[accredited investor]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[CDs]]></category>
		<category><![CDATA[lending club]]></category>
		<category><![CDATA[peer-to-peer lending]]></category>
		<category><![CDATA[prosper]]></category>
		<category><![CDATA[risk management]]></category>
		<category><![CDATA[unsecured lines of credit]]></category>

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		<description><![CDATA[Click here for updates to my Lending Club performance Did you ever wish when applying for a bank loan, that you were the loan officer sitting on the other side of the table?  Well now you can with peer-to-peer (P2P) lending services like Lending Club.  They offer a higher rate of return (over 9.6%) than [...]]]></description>
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		<slash:comments>14</slash:comments>
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