The 4% Rule to Investing
As you probably already know, returns on fixed rate investments are pretty bleak. The Federal Reserve, since last year, has effectively set rates to zero. This made traditionally safe investments (CDs, government bonds, and money market accounts, etc.) limited with their returns. At the time of this writing, the only previously mentioned investments you can find higher than 4% is a 30-year treasury, and I’m not sure that’s a wise bet.
