Personal finance software has been around for several decades. Since the Internet was invented, we’ve looked for ways to manage our household and investment accounts in a non-complicated way. Thanks to advanced technology, and security, you can link your bank account to finance software that will aggregate your transactions into manageable spending reports, graphs, and budgets.
No matter if you use a Mac, PC, web browser, or smartphone app you’ll find the best personal finance software that matches your family’s needs. Some of the services can be purchased and downloaded to a desktop computer, while others are web versions that allow you to access your money on the go, via the internet or a mobile device.
Here’s a breakdown of the best personal finance tools and services currently available today, and how they stack up against each other. We’ve thoroughly reviewed and tested each personal finance software listed below. Click the product name link to learn more, or click the “visit website” button to try it out for yourself.
Personal Capital Rated 4.5 stars
A FREE and easy-to-use personal finance app that syncs up your accounts in one location. You can create summaries of your spending and also track your investment accounts.
Promotion: Free To Use
Quicken 2017 Rated 4 stars
Quicken 2017 is the gold standard in personal finance software and budgeting. From budgeting, to tracking investments, to debt pay-off, there’s nothing Quicken can’t do.
Promotion: Save Up To 100% on Quicken
YNAB Rated 4 stars
YNAB (otherwise known as You Need A Budget) is a popular zero-based budgeting app. The latest version is now an online service and can sync with your bank accounts and credit cards.
Promotion: Try YNAB FREE For Two Months
Moneydance Rated 3.5 stars
Moneydance is a great alternative for Quicken for Mac lovers. You can use it to create budgets, bill reminders, and supports investment accounts.
Promotion: Free for the First 100 Transactions
CountAbout Rated 3.5 stars
CountAbout is the only budgeting app that allows you to import from Quicken or Mint. The service allows you to easily sync your personal finances in one location a budget with ease.
Promotion: 15-Day Free Trial