Jen Sincero is a badass at making money. And she believes you can be one too.
Having just released her new book, You Are a Badass at Making Money, the second in the Badass series, Jen Sincero is living up to her series’ name. She is a best-selling author, as well as a speaker and coach. Jen’s on an international book tour at the moment and lives her life exactly as she pleases.
The thing about Jen that’s clear right away is that she is on a mission. She’s using every waking moment to reach peak badassery in her life, and she wants to see everyone else do the same exact thing.
I spoke with Jen recently to find out how she helps people become great with money, the most badass way to make money, and how she changed her entire life in a few years.
How Jen Went From “Broke Loser”…
Jen’s accomplishments are many and varied, but she’s the first person to say it wasn’t always this way.
On her website, Jen embraces the term “loser” and uses it to identify who she was before she became the Jen Sincero.
“I was a broke loser,” Jen says. “I refused to look at why I was so broke. I was living in a converted garage in my 40s, and I realized if I didn’t get it together I was going to die in that garage.”
“I was living in a converted garage in my 40s, and I realized if I didn’t get it together I was going to die in that garage.”
Living in a converted garage is probably not at the top of most 40-year-olds’ to-do list. On top of that, Jen was broke. Like, really broke. Her resume before writing national bestsellers included being a party girl and a musician.
“I kept doing things the same way and hoped that I wouldn’t be broke anymore. I also had an attitude problem around people who had money. I thought they were shallow,” Jen recalls. “I felt like I couldn’t make money and that it was available to other people but not to me.”
“I felt like I couldn’t make money and that it was available to other people but not to me.”
… To Badass and Best-Selling Author
Jen was her own biggest enemy, a problem that’s not unique to her. Now as a coach, she sees people standing in their own way all the time. Jen credits the literal change in her fortune to decisive action. She even has a whole chapter on it in her new book.
“People make pretend decisions instead of real ones. [For example,] you decide to clean up your act, but you only do it until it gets too hard or too scary. When you’ve made a real decision, it doesn’t matter what’s happening; you focus on actually making it work.
“Focus on getting uncomfortable. If you want to change your life, you’re absolutely going to get uncomfortable.”
It’s a simple but powerful truth. When you step outside your comfort zone and challenge yourself, you see real change start to happen in your life. Jen advocates for that and pushes her coaching clients to confront their limitations. “Nothing works unless you do” is her consistent underlying message.
Jen’s “Relationship Advice” for Money
As a former garage dweller, now best-selling author who is indefinitely traveling the world, Jen has found her own badass way to make money.
I asked her what she considered the most badass way for others to make money.
“First, get clear on what your narrative is. Sit down and write a letter to money as if it’s another person. Go the stream-of-consciousness route — I love you, I want you, but I feel like if I earn you once I’ll never do that again. Once you see your story written down you realize, ‘Hey, I don’t trust money.’ Then instead of being in fear about it, it becomes, “How can I turn that around?
“If you’ve got a subconscious belief that money is the root of all evil, that you can’t make it, that will hold you back. You don’t have a good relationship with money. Get clear on your story and then rewrite your story.”
“Get clear on your story and then rewrite your story.”
Jen also subscribes to the Jim Rohn quote “You are the average of the five people you spend the most time with.”
Jen says, “Hang out with people who have a healthy relationship with money. It ups your game. It makes you strive harder and go bigger.”
What Millennials Should Be Doing Right Now
As a Millennial who has struggled with debt and stagnant wages, I asked Jen what her advice would be to Millennials. Unsurprisingly, she wants Millennials to embrace their inner badass.
“Demand what you want from yourself. Start looking at your money story now. Start a spiritual finance practice. Listen to music that makes you feel like you can flip a car, so you can conquer your obstacles. Make [money] an important part of your life now so it’s just naturally part of who you are later.
“With loans, make that a priority as opposed to a hope. Be specific and aggressive about getting that done.”
You Can Be a Money Badass Too
Jen promises to help readers tap into their “natural ability to grow rich.” I was curious — does Jen believe everyone has that ability?
“Absolutely. Everyone is born into different circumstances. Some people have a bigger struggle, but we’re here to grow into the most badass version of ourselves. We all have the power of choice. We have a choice of what we think, whom we hang out with, whom we seek out, and those all determine how much money we make.”
For Jen, being a badass at making money all comes down to two things: setting specific goals and going after them with everything you’ve got.
“Figure out exactly what you desire, exactly how much it’s going to cost and exactly what you have to do to bring it in. If you’re not specific, you don’t have any emotion behind it. If you get specific, you get freakin’ psyched, and that gives you the energy to manifest your money. We are inspired by emotion. Money on its own means nothing. Emotional attachment to what you’re paying for brings growth.”