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What Is Investor Junkie All About?

We aim to make finance easy. Investor Junkie is your shortcut to financial freedom. We analyze and compare tools to help you make the best decisions for your personal financial situation.

It's about you becoming a better investor and entrepreneur.

This site is not about some “get rich quick” method. It's about slowly making money work for you, creating multiple streams of income that are passive and active: stocks, bonds, real estate, businesses and alternative investments not often discussed. You won't see Suze Orman or Dave Ramsey discussing many of these topics.

Webpals Finance

Investor Junkie is owned and operated by Webpals Finance, which also operates other websites in the personal finance sector. Webpals Finance-owned sites publish content in all areas related to personal finance – from credit cards and insurance to loans and robo-advisors – to help consumers make informed financial decisions.

Who We Are:

Larry Ludwig, Founder

Larry Ludwig, Founder
Larry Ludwig

Larry Ludwig founded Investor Junkie in 2009 to be a site aimed at helping you become a better investor.

Back in the ’90s, Larry helped create some of the first financial websites for firms like Chase, T. Rowe Price and ING Bank, and later went on to work for Nomura Securities.

Investor Junkie came about because he was looking to learn more about finance from unbiased sources outside the financial industry. He's been actively interested in business and investing since he was a teenager, but technology has always been his first passion. Why not combine the three?

Investor Junkie quickly became the internet's leading investing services review and comparison site that generated revenue only from affiliate marketing. Larry sold the site in 2018.

Currently, Larry lives in the Long Island, New York, area with his wife and three children. But he hasn't retired — his current passion is mentoring entrepreneurs and helping them grow their businesses through technology and internet marketing.

Moriah Costa, Managing Editor

Moriah Costa
Moriah Costa

Moriah has extensive experience as a financial and business reporter, having written for Investing.com,

Thomson Reuters, the Washington Business Journal, and the Phoenix Business Journal, among others. She previously worked at S&P Global Market Intelligence as a banking reporter, covering U.S. regulators, markets and issues impacting the sector at large. In her spare time Moriah makes mixed-media art journals and hosts online and in-person workshops for others to learn how to use art to eliminate stress in their daily life.

Connect with her on Twitter @moriahcosta

Dave Clingman, Editor

Dave Clingman
Dave Clingman

Dave has been many things in life, including school bus driver, rock climbing instructor, software analyst and restaurant cook. For the past two decades, he's been editing for a living. He puts his editing skills and keen eye for detail to good use by editing all the blog posts and content here on Investor Junkie. He enjoys creating ceramic art, photographing wildlife and ships and playing his ukulele.

Connect with him on Twitter @whstler.


Kevin Mercadante, Freelance Contributor

Kevin Mercadante, Freelance Contributor
Kevin Mercadante

Since 2009, Kevin Mercadante has been sharing his journey from a washed-up mortgage loan officer to emerging from the Financial Meltdown as a contract/self-employed “slash worker” — accountant/blogger/freelance writer — on Out of Your Rut.com. He offers career strategies, from dealing with under-employment to transitioning into self-employment, and provides “alt-retirement strategies” for the vast majority who won’t retire to the beach as millionaires.

He also frequently discusses the big-picture trends that are putting the squeeze on the bottom 90%, offering workarounds and expense-cutting tips to help readers carve out more money to save in their budgets — AKA breaking the “savings barrier” and transitioning from debtor to saver. He’s a regular contributor/staff writer for as many as a dozen financial blogs and websites.

Connect with him on Twitter @OutofYourRut. See a complete list of Kevin's articles on his author page.

Roger Wohlner, Freelance Contributor

Roger Wohlner
Roger Wohlner

Roger Wohlner is an experienced financial advisor, finance blogger and freelance writer based in Arlington Heights, Illinois. His expertise includes providing financial planning and investment advice to individual clients, 401(k) plan sponsors, foundations and endowments. Roger contributes to his own popular finance blog, The Chicago Financial Planner, where he writes about issues concerning financial planning, investments and retirement plans. His work has been featured on Investopedia, Go Banking Rates, US News & World Report, Yahoo! Finance, Equifax Finance Blog and other publications.

Connect with him on Twitter @rwohlner. See a complete list of Roger's articles on his author page.

Ruth Lyons, Freelance Contributor

Ruth Lyons
Ruth Lyons

Trading three decades of financial publishing experience in the corporate world for a life of personal and financial freedom as a freelancer in 2012, Ruth is passionate about helping others take control of their personal finances and become aware of and educated about their options as self-reliant individuals. Disenfranchised with the high cost and lackluster performance of her IRA handled by a full-service broker, Ruth moved her retirement money to a Self-Directed IRA (SDIRA) in 2015. Since then, Ruth has been buying distressed properties and turning them into income-producing rentals held by her SDIRA, which is delivering healthy double-digit returns annually. In 2018, Ruth attained her Maryland Real Estate License to help others confidently and successfully diversify their investments into winning real estate ventures.

Ruth holds a Masters degree in Financial Management from Johns Hopkins Carey School of Business (1991) and a Business Management degree from the University of Maryland (1984).

Connect with her on LinkedIn. See a complete list of Ruth's articles on her author page.

Eric Rosenberg
Eric Rosenberg

Eric Rosenberg, Freelance Contributor

Eric Rosenberg is a finance, travel and technology writer in Ventura, California. He is a former bank manager and corporate finance and accounting professional who left his day job in 2016 to take his online side hustle full-time. He has in-depth experience writing about banking, credit cards, investing and other financial topics and is an avid travel hacker. When away from the keyboard, Eric enjoys exploring the world, flying small airplanes, discovering new craft beers and spending time with his wife and little girls.

You can connect with him at Personal Profitability or EricRosenberg.com. See a complete list of Eric's articles on his author page.

Miranda Marquit, Freelance Contributor

Miranda Marquit

Miranda writes for several financial blogs and websites, including her own site, PlantingMoneySeeds.

Her years of financial reporting, including in the areas of small business, investing and entrepreneurship, are put to use covering those topics on Investor Junkie.

Connect with her on Twitter @MMarquit. See a complete list of Miranda's articles on her author page.

Steve Maslow, Freelance Contributor

Steven Maslow

Steve Maslow's right-brain was trained first as an investment banker and then as a corporate executive; his left-brain loves to write.  While at Bear Stearns, he was a managing director in the capital markets group and managed money for private clients as a licensed broker. He taught finance courses at Baruch College for undergraduates and MBA students. He is passionate about investing, machine learning, green energy and cooking. Steve lives in New York City and Palm Beach, Florida.

See a complete list of Steven's articles on his author page.

Isaac Aydelman

Isaac Aydelman, Freelance Contributor

Isaac Aydelman is a student of economics and a former soldier. Drawn to financial markets from an early age, he has experience in futures trading and manages his own personal investment account. Isaac is always interested in expanding his horizons and looking out for opportunities in finance.

See a complete list of Isaac's articles on his author page.

Erin Gobler, Freelance Contributor

Erin Gobler is a freelance personal finance based in Madison, Wisconsin. After seven years working in state politics, she left to pursue writing full-time. Now she writes about financial topics including mortgages, investing, and more for major publications like Fox Business and NextAdvisor. In addition to finance writing, Erin also provides financial coaching services where she works with individuals to help them reach their money goals.

See a complete list of Erin's articles on her author page.

Jane Meggitt, Freelance Contributor

Jane Meggitt

Jane Meggitt’s work has appeared in dozens of publications, including USA Today, Zack’s, Financial Advisor, nj.com, the Houston Chronicle, and The Nest. She is a graduate of New York University.

See a complete list of Jane's articles on her author page.


Lydia Kibet, Freelance Contributor

Lydia Kibet has been writing professionally since 2017. Her passion for helping brands in all aspects of content  marketing flows through in the expert industry coverage she provides — personal finance, investing, and healthcare. Her work has been featured in publications, such as The Motley Fool, Go Banking Rates, Green Market Report, Medical News Today, and more. When she’s not writing, she’s either reading, playing guitar, or catching up with nature. Connect with her on Twitter.

See a complete list of Lydia's articles on her author page.

We Want to Hear From You!

We love to hear from our readers. If you have any comments, leads, suggestions or even different opinions, please feel free to share by posting a comment. We want people to voice differences of opinion, and we appreciate any tips. We promise to do our best to respond to comments and emails.

In the end, most of what we say is a matter of opinion. You should read the disclaimer before taking any of our investing advice or ideas. What might be appropriate for our situation may not make sense for you.

Hopefully, you will get something out of our ramblings and become a better investor and entrepreneur in the process. We have enjoyed putting effort into creating this site and hope you enjoy it just as much.

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