What Is Investor Junkie All About?
Helping make finance easy. Investor Junkie is your shortcut to financial freedom. We know that managing finances is not easy. We analyze and compare tools to help you make the best decisions for your personal financial situation.
It’s about you becoming a better investor and entrepreneur.
This site is not about some “get rich quick” method. It’s about slowly making money work for you, creating multiple streams of income that are passive and active: stocks, bonds, real estate, businesses and alternative investments not often discussed. You won’t see Suze Orman or Dave Ramsey discussing many of these topics.
Who We Are and Why We’re Qualified to Write
Larry Ludwig, Founder and Editor in Chief
I’m Larry and I’m the founder of Investor Junkie, a site aimed at helping you become a better investor.
I love talking about how to leverage your investments to make more money! This includes alternative investments not often discussed in the financial media. That’s what an Investor Junkie does!
Back in the ’90s, I helped create some of the first financial websites for firms like Chase, T. Rowe Price, and ING Bank, and later went on to work for Nomura Securities.
I currently reside in the Long Island, New York, area. I have a wife and three children. I’ve owned one or more businesses for more than 15 years. I have a bachelor of science degree in computers and a minor in business from Clemson University (Go Tigers!). We have an investment portfolio that includes a business, a rental property, retirement accounts and taxable investments.
But at the core, I’m no different than you. I was looking to learn more about finance from unbiased sources outside of the financial industry. Since my teens, I’ve taken an active interest in matters of business and investing. I started my financial journey using Quicken and reading Money magazine. Technology has been my first passion; business and investing have been my second.
In addition, as much as I love my parents, I wanted to not make the same mistakes they made when I was growing up. I’ve read over 150 books, courses and tapes and have a library of such information. I’ve read anything from personal finances to become a real estate landlord. Daily I read many websites, blogs, and newspapers related to the subject.
I hope not only will you learn from me and our writers, but that we also learn from our readers. I don’t claim to be an expert on every topic discussed, and that is why I have other experts here. I do claim to have gone through many of life’s financial experiences, and I can offer some words of wisdom. I can walk the talk, and I’m not “faking it till I make it.” I too started from nothing, and now I am at the point where we can see the light at the end of the tunnel.
See a complete list of Larry’s articles on his author page.
Katherine Peach, Managing Editor
Although Katherine Peach originally intended to become an archaeology, with a bachelor’s degree in Ancient Studies, she has now been working as an editor in the financial publishing industry for more than 10 years. (Unearthing ideas about improving your personal finances isn’t such a bad career alternative!)
In her spare time, she enjoys spending time with her husband, three kids and two cats, as well as camping, making music and writing about antiques and collectibles.
See a complete list of Katherine’s articles on her author page.
Elizabeth Shutty, VP Sales and Marketing
Elizabeth is a New York City-based digital marketer and finance enthusiast. With a bachelor’s degree in advertising, her background includes guerrilla marketing for Clif Bar, affiliate marketing at LinkShare and most recently, sales for an international performance agency that executed SEO and PPC campaigns for multinationals. This professional experience, combined with her personal interest in value investing and macroeconomics, makes for an exciting opportunity at Investor Junkie.
Connect with her on LinkedIn.
Dave Clingman, Editor
Dave has been many things in life, including school bus driver, rock climbing instructor, software analyst and restaurant cook. For the past two decades, he’s been editing for a living. He puts his editing skills and keen eye for detail to good use by editing all the blog posts and content here on Investor Junkie. He enjoys creating ceramic art, photographing wildlife and ships and playing his ukulele.
Connect with him on Twitter @whstler.
Kevin Mercadante, Freelance Contributor
Since 2009, Kevin Mercadante has been sharing his journey from a washed-up mortgage loan officer to emerging from the Financial Meltdown as a contract/self-employed “slash worker” — accountant/blogger/freelance writer — on Out of Your Rut.com. He offers career strategies, from dealing with under-employment to transitioning into self-employment, and provides “alt-retirement strategies” for the vast majority who won’t retire to the beach as millionaires.
He also frequently discusses the big-picture trends that are putting the squeeze on the bottom 90%, offering work-arounds and expense-cutting tips to help readers carve out more money to save in their budgets — AKA breaking the “savings barrier” and transitioning from debtor to saver. He’s a regular contributor/staff writer for as many as a dozen financial blogs and websites.
Connect with him on Twitter @OutofYourRut.
See a complete list of Kevin’s articles on his author page.
Roger Wohlner, Freelance Contributor
Roger Wohlner is an experienced financial advisor, finance blogger and freelance writer based in Arlington Heights, Illinois. His expertise includes providing financial planning and investment advice to individual clients, 401(k) plan sponsors, foundations and endowments. Roger contributes to his own popular finance blog, The Chicago Financial Planner, where he writes about issues concerning financial planning, investments and retirement plans. His work has been featured on Investopedia, Go Banking Rates, US News & World Report, Yahoo! Finance, Equifax Finance Blog and other publications.
Connect with him on Twitter @rwohlner.
See a complete list of Roger’s articles on his author page.
Ruth Lyons, Freelance Contributor
Trading three decades of financial publishing experience in the corporate world for a life of personal and financial freedom as a freelancer in 2012, Ruth is passionate about helping others take control of their personal finances and become aware of and educated about their options as self-reliant individuals. Disenfranchised with the high cost and lackluster performance of her IRA handled by a full-service broker, Ruth moved her retirement money to a Self-Directed IRA (SDIRA) in 2015. Since then, Ruth has been buying distressed properties and turning them into income-producing rentals held by her SDIRA, which is delivering healthy double-digit returns annually. In 2018, Ruth attained her Maryland Real Estate License to help others confidently and successfully diversify their investments into winning real estate ventures.
Ruth holds a Masters degree in Financial Management from Johns Hopkins Carey School of Business (1991) and a Business Management degree from University of Maryland (1984).
See a complete list of Ruth’s articles on her author page.
Fred Whittlesey, Freelance Contributor
Impact investor, compensation consultant, compensation expert witness, university professor, writer and rock guitarist.
His blogs include Effective Equity.
See a complete list of Fred’s articles on his author page.
Eric Rosenberg, Freelance Contributor
Eric Rosenberg is a finance, travel and technology writer in Ventura, California. He is a former bank manager and corporate finance and accounting professional who left his day job in 2016 to take his online side hustle full-time. He has in-depth experience writing about banking, credit cards, investing and other financial topics and is an avid travel hacker. When away from the keyboard, Eric enjoys exploring the world, flying small airplanes, discovering new craft beers and spending time with his wife and little girls.
See a complete list of Eric’s articles on his author page.
Christine C. Renee, Freelance Contributor
Christine is a freelance blogger for hire who loves to “nerd out” on personal finance and solopreneur topics. Check out her blog to see how she clawed her way out of debt and stumbled into the world of financial independence. When not writing or reading books about money, she enjoys working as an aviation instructor.
Follow her on Instagram for updates and inspiring quotes.
See a complete list of Christine’s articles on her author page.
Linsey Knerl, Virtual Assistant
Linsey Knerl is a rural mom of six and the blogger behind 1099Mom.
She works behind the scenes at Investor Junkie creating the newsletters and bringing readers the latest financial news via social media.
Connect with her on Twitter @LKnerl.
Carrie Smith, Previous Managing Editor
Carrie was an accountant for the past 10 years and has a background in editing. In 2011 she founded Careful Cents, a site that helps other entrepreneurs and small businesses organize their finances. She puts her keen eye for detail and editing skills to good use by managing all the blog posts and content here on Investor Junkie.
Connect with her on Twitter @carefulcents.
See a complete list of Carrie’s articles on her author page.
Miranda Marquit, Freelance Contributor
Miranda writes for several financial blogs and websites, including her own site, PlantingMoneySeeds. Her years of financial reporting, including in the areas of small business, investing and entrepreneurship, are put to use covering those topics on Investor Junkie.
Connect with her on Twitter @MMarquit.
See a complete list of Miranda’s articles on her author page.
Melanie Lockert, Freelance Contributor
Melanie Lockert is a Portland-based personal finance writer and founder of the award-winning blog, Dear Debt. Melanie has several years of experience writing in the personal finance space. Her work has appeared in the Huffington Post, Student Loan Hero, Credit Karma, GoGirl Finance and more.
Connect with her on Twitter @DearDebtBlog.
See a complete list of Melanie’s articles on her author page.
Justin McCurry, Freelance Contributor
At age 33 Justin retired from a career in civil engineering to spend more time with his family and pursue his other interests and hobbies. Justin founded Root of Good, where he shares advice on reaching financial independence and enjoying the early retired life. After graduating North Carolina State University with degrees in civil engineering and Spanish, Justin earned a doctor of jurisprudence degree from the School of Law at the University of North Carolina, Chapel Hill.
Connect with him on Twitter @rootofgoodblog.
See a complete list of Justin’s articles on his author page.
Jordan Wathen, Freelance Contributor
Value investor and writer. There’s nothing Jordan loves more than digging into new investments that provide an excellent return with the greatest margin of safety. He’s a big believer that the active investor can outperform the index in the long haul.
Connect with him on Twitter @jwthn.
See a complete list of Jordan’s articles on his author page.
Emily Smith, Freelance Contributor
Emily is a Boston-based freelance professional. She enjoys investing as a hobby by staying up to date on trends in tech, as well as opening an IRA and buying stock this year. Emily also enjoys being creative, spending time with friends, running and traveling. Her favorite city in the world is Florence, Italy, and after studying there during her junior year of college, she has made a point of visiting every year.
See a complete list of Emily’s articles on her author page.
We Want to Hear From You!
We would love to hear from our readers. If you have any comments, leads, suggestions or even different opinions, please feel free to share by posting a comment. We want people to voice differences of opinion, and we appreciate any tips. We promise to do our best to respond to comments and emails.
In the end, most of what we say is a matter of opinion. You should read the disclaimer before taking any of our investing advice or ideas. What might be appropriate for our situation may not make sense for you.
Hopefully, you will get something out of our ramblings and become a better investor and entrepreneur in the process. We have enjoyed putting effort into creating this site and hope you enjoy it just as much.
Staying In Touch
You can also keep in contact via various other social media. Facebook, Twitter and Google + have feeds from this site, but will have additional topics not mentioned here. So go ahead and subscribe to them all.