The One Secret You Should Know about Bitcoin
I can’t believe how many people are asking me about Bitcoin this week alone.
It’s nuts!!!
Alternative Investments
With current low interest rates, traditional fixed-income investments are a poor choice. Instead, investors should look into options outside the stock market, such as starting their own businesses or buying gold and other unique assets, to increase the returns on their money.
Bitcoin Basics… What Are Cryptocurrencies and Blockchains?
Unless you’ve been living under a rock, you’ve certainly heard about Bitcoin. But what exactly is this “cryptocurrency”? And is it worth the hype?
The Highs and Lows of Peer-to-Peer Investing
The following post about peer-to-peer investing is by ESI from ESI Money, a blog about achieving financial independence through earning, saving and investing (ESI). It was written by an early 50s retiree who has achieved financial independence, shares what has worked for him and details how others can implement those successes in their lives. To learn more about retiring early, you can get his free e-book Three Steps to Financial Independence.
Why Putting Gold Into an IRA Is a Dumb Idea
I believe in owning gold. I believe in owning an IRA. But I do not believe in owning gold inside an IRA. In fact, I think it’s the dumbest thing you can do.
How to Get a Guaranteed Rate of Return on Your Money
There’s no doubt about it: Interest rate returns have been poor for years. But if you are seeking a super-safe and guaranteed rate of return on an investment, all hope is not lost.
Health Savings Account: A Tax Efficient Investment Alternative?
Want to take away the pain of paying medical bills? A health savings account may be able to do that. A health savings account, or HSA, is a tax-advantaged way to reimburse yourself for medical expenses, similar to a flexible spending account (or FSA). But unlike the flexible spending account, the balance in an HSA accrues year after year and is never forfeited if it goes unspent in a given year.
Use Fixed Income Options to Earn a Better Return on Your Investments
It’s no secret that traditional fixed income investments (money market funds, U.S. treasury bills, and certificates of deposit) pay returns that are something close to nothing. Worse, this situation has continued for several years. An allocation in fixed income assets has become an unproductive investment, especially when inflation is calculated into the mix. But there are fixed income options that will allow you to earn a better return on your investments.
Social Security Basics – 3 Questions to Ask Before Taking Benefits
One of the realities you will face upon retirement is navigating the world of Social Security. The whole time you earn income, you’re paying into the system, and are entitled to receive some of that back when you retire. However, understanding Social Security basics, when to take benefits, and learning what happens if you don’t follow correct procedure, can be a daunting task.
Should You Invest in Annuities? Interview with Stan the Annuity Man
Earlier this year, annuity guru Stan Haithcock released his book The Annuity Stanifesto. Haithcock is a well-known annuity expert, often lauded for his independent advice and transparency about the realities of the annuities market. He started his career in New York City and worked with many big firms, but left about eight years ago.
How to Use Crowdfunding as an Alternative Way of Investing
There’s been a lot of coverage about crowdfunding and though it isn’t new, it got a nice shot in the arm in 2012 when Congress passed the JOBS Act. JOBS is actually an acronym for Jumpstart Our Business Startups. Among other things, it advanced the cause for crowdfunding for investment purposes, and that’s why it’s been generating so much excitement. Here’s how to think outside the traditional investing box with crowdfunding.