I get a check from my grandmother each year for my birthday. It’s a sweet gesture — enough money to have a birthday dinner out — as well as a blast from the past. Who besides grandparents are using checks on a regular basis anymore? The checkbook I received when I opened my bank account five years ago is still half full. In our digital world, most of us are using online payment methods like Venmo or PayPal or credit and debit cards to make our purchases. In a report released by the American Banking Association, there were 364 million open credit cards at the end of 2017. Considering there are a little more than 328 million American citizens, it’s safe to say that we’re a nation of credit card lovers. I know that I use Venmo and my credit card way more often than I find myself looking for my checkbook.