Home > Archives for Roger Wohlner

Automatic Rebalancing: Everything You Need to Know

So you’ve finally figured out your perfect asset allocation and set up your investment portfolio to have the right mix of stocks, bonds, cash, etc. Ahh… you can finally sleep at night, knowing that your retirement nest egg is totally fine and on track. You never have to worry about it again, since it will just keep on growing and growing, right? Uh… no.

Using Your HSA for Retirement

Fidelity’s latest survey puts the healthcare costs for a couple both aged 65 at $275,000. This is up from $245,000 in the 2015 survey and $260,000 just last year. This is a big number even for those with sizable retirement nest eggs.

What Is Asset Location? Can This Strategy Boost Your Returns?

Investing in and of itself can be a complicated endeavor. There are issues that you’ll need to address — what to invest in, what types of accounts are available to you and how much to invest in various types of vehicles such as stocks, bonds and cash. These decisions are all important parts of setting your investment strategy.

SEP IRA vs. Solo 401(k) – Which Is Better for You?

Self-employment has many perks. But it also comes with a lot of responsibilities — not the least of which is saving for your own retirement. When you work for an employer, you can usually count on there being a 401(k) plan or something similar already in place that you can contribute to. However, when you work for yourself, it’s a different story. Since you are your own boss, you are responsible for both starting your own plan and funding it. Luckily, there are products on the market that can help you out. Here are two retirement plan options worth considering if you’re self-employed or a business owner.