We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications.
This review compares Maximize My Social Security and YNAB . The better software depends on your needs. So let's dive in and figure out which is right for you.
When it comes to personal finance software, users care most about: the cost (if there is
any), whether or not the software can be used for budgeting, and whether or not the
software has support for bill paying. Let's look at how Maximize My Social Security and YNAB compare against each other.
To start, let's consider the cost the use either service.
Unfortunately neither software is free. Maximize My Social Security costs $40.00/year and YNAB costs $6.99/month to use.
Budgeting is another huge topic when it comes to personal finance.
YNAB offers budgeting features, whereas Maximize My Social Security does not. So if you need budgeting, YNAB is your better choice.
When it comes to bill paying unfortunately neither Maximize My Social Security or YNAB offer this functionality.
Personal Finance Software
|Review||Maximize My Social Security Review||YNAB Review|
Overall rating as by Investor Junkie.Rating
|Ease of Use|
|Tools & Resources|
|Promotions||None||FREE First Two Months|
|Trial Period||-||34 days|
|Credit Score Monitoring|
|Import QFX, QIF Files|
How can you access the sevice? Website only? Via smartphone app?Access
|Website||Website, iOS App, Apple Watch, Android App|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Sign Up||Sign Up|
About Maximize My Social Security
Millions of Americans rely on Social Security as their main source of income, but coming up with a strategy to make the most of your benefits isn't an easy task. Timing is key. Maximize My Social Security was created to help everyday folks determine when to take their benefits for maximum results. This economist-developed tool examines your whole retirement picture and gives you "what-if" scenarios. However, it's not free to use.
YNAB (otherwise known as You Need A Budget) is a popular budgeting app. The latest version is now an online service and can sync with your bank accounts. However, it lacks all of the bells and whistles that Personal Capital and Mint have.