We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications.
This review compares Moneyspire and YNAB . The better software depends on your needs. So let's dive in and figure out which is right for you.
When it comes to personal finance software, users care most about: the cost (if there is
any), whether or not the software can be used for budgeting, and whether or not the
software has support for bill paying. Let's look at how Moneyspire and YNAB compare against each other.
To start, let's consider the cost the use either service.
Unfortunately neither software is free. Moneyspire costs $0.00 - $59.00 and YNAB costs $6.99/month to use.
Budgeting is another huge topic when it comes to personal finance.
Both Moneyspire and YNAB have the ability for users to budget within their apps, so it's a tie with this functionality.
When it comes to bill paying unfortunately neither Moneyspire or YNAB offer this functionality.
Personal Finance Software
|Review||Moneyspire Review||YNAB Review|
Overall rating as by Investor Junkie.Rating
|Ease of Use|
|Tools & Resources|
|Promotions||Get 50% Off||FREE First Two Months|
|Price||$0.00 - $59.00||$6.99/month|
|Trial Period||-||34 days|
|Refund Policy||60 days||-|
|Credit Score Monitoring|
|Import QFX, QIF Files|
How can you access the sevice? Website only? Via smartphone app?Access
|Windows, Macintosh, iOS App||Website, iOS App, Apple Watch, Android App|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Customer Service||Phone: M-F 8A-5P PT; Email|
|Sign Up||Sign Up|
Moneyspire is one of many personal finance software apps that help you organize your finances by aggregating your transactions into one location. It has the ability to budget, but synchronization with your Apple iOS device is cumbersome.
YNAB (otherwise known as You Need A Budget) is a popular budgeting app. The latest version is now an online service and can sync with your bank accounts. However, it lacks all of the bells and whistles that Personal Capital and Mint have.