We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications.
This review compares Personal Capital and Maximize My Social Security . The better software depends on your needs. So let's dive in and figure out which is right for you.
When it comes to personal finance software, users care most about: the cost (if there is
any), whether or not the software can be used for budgeting, and whether or not the
software has support for bill paying. Let's look at how Personal Capital and Maximize My Social Security compare against each other.
To start, let's consider the cost the use either service.
Currently, Personal Capital is a free personal finance app. In comparison, Maximize My Social Security is $40.00/year.
Budgeting is another huge topic when it comes to personal finance.
Personal Capital offers budgeting features, whereas Maximize My Social Security does not. So if you need budgeting, Personal Capital is your better choice.
When it comes to bill paying unfortunately neither Personal Capital or Maximize My Social Security offer this functionality.
Overall, Personal Capital rates 9.5 out of 10, while Maximize My Social Security ranks 9 out of 10. For more information on either, you can read our full reviews on Personal Capital and Maximize My Social Security.
Personal Finance Software
|Review||Personal Capital Review||Maximize My Social Security Review|
Overall rating as by Investor Junkie.Rating
|Ease of Use|
|Tools & Resources|
|Promotions||Join for FREE||None|
|Credit Score Monitoring|
|Import QFX, QIF Files|
How can you access the sevice? Website only? Via smartphone app?Access
|Website, iOS App, Apple Watch, Android App||Website|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Customer Service||Phone: 24/7; Email|
|Sign Up||Sign Up|
About Personal Capital
A free and easy-to-use personal financial software that syncs up all your accounts in one location. Personal Capital creates summaries of your spending, net worth, and most importantly your investment portfolio. The upsell is their wealth management service.
About Maximize My Social Security
Millions of Americans rely on Social Security as their main source of income, but coming up with a strategy to make the most of your benefits isn't an easy task. Timing is key. Maximize My Social Security was created to help everyday folks determine when to take their benefits for maximum results. This economist-developed tool examines your whole retirement picture and gives you "what-if" scenarios. However, it's not free to use.