We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications.
This review compares Personal Capital and Moneydance . The better software depends on your needs. So let's dive in and figure out which is right for you.
When it comes to personal finance software, users care most about: the cost (if there is
any), whether or not the software can be used for budgeting, and whether or not the
software has support for bill paying. Let's look at how Personal Capital and Moneydance compare against each other.
To start, let's consider the cost the use either service.
Currently, Personal Capital is a free personal finance app. In comparison, Moneydance is $49.99.
Budgeting is another huge topic when it comes to personal finance.
Both Personal Capital and Moneydance have the ability for users to budget within their apps, so it's a tie with this functionality.
When it comes to bill paying unfortunately neither Personal Capital or Moneydance offer this functionality.
Personal Finance Software
|Review||Personal Capital Review||Moneydance Review|
Overall rating as by Investor Junkie.Rating
|Ease of Use|
|Tools & Resources|
|Promotions||Join for FREE||First 100 Transactions are Free|
|Refund Policy||-||90 days|
|Credit Score Monitoring|
|Import QFX, QIF Files|
How can you access the sevice? Website only? Via smartphone app?Access
|Website, iOS App, Apple Watch, Android App||Windows, Macintosh, iOS App, Android App|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Customer Service||Phone: 24/7; Email|
|Sign Up||Sign Up|
About Personal Capital
A free and easy-to-use personal financial software that syncs up all your accounts in one location. Personal Capital creates summaries of your spending, net worth, and most importantly your investment portfolio. The upsell is their wealth management service.
Moneydance is a great alternative for Quicken lovers and those who are disappointed with Quicken for Mac. You can try it for free, up to 100 transactions, or buy it for $49.99. Some of its best features include creating budgets, bill reminders, and investment support.