We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications.
This review compares Personal Capital and PocketSmith . The better software depends on your needs. So let's dive in and figure out which is right for you.
When it comes to personal finance software, users care most about: the cost (if there is
any), whether or not the software can be used for budgeting, and whether or not the
software has support for bill paying. Let's look at how Personal Capital and PocketSmith compare against each other.
To start, let's consider the cost the use either service.
Currently, Personal Capital is a free personal finance app. In comparison, PocketSmith is $0.00 - $19.95/month.
Budgeting is another huge topic when it comes to personal finance.
Both Personal Capital and PocketSmith have the ability for users to budget within their apps, so it's a tie with this functionality.
When it comes to bill paying unfortunately neither Personal Capital or PocketSmith offer this functionality.
Personal Finance Software
|Review||Personal Capital Review||PocketSmith Review|
Overall rating as by Investor Junkie.Rating
|Ease of Use|
|Tools & Resources|
|Promotions||Join for FREE||None|
|Price||FREE||$0.00 - $19.95/month|
|Credit Score Monitoring|
|Import QFX, QIF Files|
How can you access the sevice? Website only? Via smartphone app?Access
|Website, iOS App, Apple Watch, Android App||Website, iOS App, Android App|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Customer Service||Phone: 24/7; Email|
|Sign Up||Sign Up|
About Personal Capital
A free and easy-to-use personal financial software that syncs up all your accounts in one location. Personal Capital creates summaries of your spending, net worth, and most importantly your investment portfolio. The upsell is their wealth management service.
PocketSmith is a personal finance software solution that can let you track all of your accounts, such as checking, credit cards, student loans and investing accounts, and forecast your financial future at a glance. Its calendar function, which is modeled along the lines of Google's, is a particular selling point.