We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications.
This review compares YNAB and Banktivity . The better software depends on your needs. So let's dive in and figure out which is right for you.
When it comes to personal finance software, users care most about: the cost (if there is
any), whether or not the software can be used for budgeting, and whether or not the
software has support for bill paying. Let's look at how YNAB and Banktivity compare against each other.
To start, let's consider the cost the use either service.
Unfortunately neither software is free. YNAB costs $6.99/month and Banktivity costs $64.99 to use.
Budgeting is another huge topic when it comes to personal finance.
Both YNAB and Banktivity have the ability for users to budget within their apps, so it's a tie with this functionality.
When it comes to bill paying unfortunately neither YNAB or Banktivity offer this functionality.
Personal Finance Software
|Review||YNAB Review||Banktivity Review|
Overall rating as by Investor Junkie.Rating
|Ease of Use|
|Tools & Resources|
|Promotions||FREE First Two Months||10% Off of Banktivity|
|Trial Period||34 days||30 days|
|Refund Policy||-||90 days|
|Credit Score Monitoring|
|Import QFX, QIF Files|
How can you access the sevice? Website only? Via smartphone app?Access
|Website, iOS App, Apple Watch, Android App||Macintosh, iOS App, Apple Watch|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Customer Service||Live Chat: M-F 9A-5P ET, Sat-Sun 10A-4P ET; Email|
|Sign Up||Sign Up|
YNAB (otherwise known as You Need A Budget) is a popular budgeting app. The latest version is now an online service and can sync with your bank accounts. However, it lacks all of the bells and whistles that Personal Capital and Mint have.
Banktivity 7 is a great alternative for dissatisfied Quicken for Mac users. This personal finance software has all the features competing Macintosh apps have and a few features typically available only on Quicken for Windows. However, you must have the latest edition of iOS in order to use this software.