We've reviewed and compared more than 15 personal finance apps. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific applications.
This review compares YNAB and Moneydance . The better software depends on your needs. So let's dive in and figure out which is right for you.
When it comes to personal finance software, users care most about: the cost (if there is
any), whether or not the software can be used for budgeting, and whether or not the
software has support for bill paying. Let's look at how YNAB and Moneydance compare against each other.
To start, let's consider the cost the use either service.
Unfortunately neither software is free. YNAB costs $6.99/month and Moneydance costs $49.99 to use.
Budgeting is another huge topic when it comes to personal finance.
Both YNAB and Moneydance have the ability for users to budget within their apps, so it's a tie with this functionality.
When it comes to bill paying unfortunately neither YNAB or Moneydance offer this functionality.
Personal Finance Software
|Review||YNAB Review||Moneydance Review|
Overall rating as by Investor Junkie.Rating
|Ease of Use|
|Tools & Resources|
|Promotions||FREE First Two Months||First 100 Transactions are Free|
|Trial Period||34 days||-|
|Refund Policy||-||90 days|
|Credit Score Monitoring|
|Import QFX, QIF Files|
How can you access the sevice? Website only? Via smartphone app?Access
|Website, iOS App, Apple Watch, Android App||Windows, Macintosh, iOS App, Android App|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Sign Up||Sign Up|
YNAB (otherwise known as You Need A Budget) is a popular budgeting app. The latest version is now an online service and can sync with your bank accounts. However, it lacks all of the bells and whistles that Personal Capital and Mint have.
Moneydance is a great alternative for Quicken lovers and those who are disappointed with Quicken for Mac. You can try it for free, up to 100 transactions, or buy it for $49.99. Some of its best features include creating budgets, bill reminders, and investment support.