Groundfloor is a real estate lending marketplace created for non-accredited and accredited investors. Specializing in lending for single-family or small multi-family home rehab and renovation loans, Groundfloor provides access to short-term, high-yield returns with a minimum investment of as little as $10. Typical loans return 6%–14% annually on a six- to 12-month term.
EquityMultiple is a platform designed to help accredited investors take advantage of commercial real estate deals. Each institutional-quality deal is thoroughly vetted and presented in a transparent, thorough manner. The company's individual equity programs also offer unlimited upside, and customer service is sterling. However, EquityMultiple is available only for accredited investors, and some might find the minimum investment steep in comparison with other crowdfunding platforms out there.
|Review||Groundfloor Review||EquityMultiple Review|
Overall rating as by Investor Junkie.Rating
|Commissions & Fees|
|Ease of Use|
|Amount of Deals|
|Account Fees||No Fees for Investors||0.5% Service Charge; 10% of All Profits|
|Investment Length||3 - 12/months||12 - 120/months|
|Regions Served||8 states plus Washington, D.C.||50 States|
|Self Directed IRA||No||Yes|
|Sign Up||Sign Up|