Groundfloor is a real estate lending marketplace created for non-accredited and accredited investors. Specializing in lending for single-family or small multi-family home rehab and renovation loans, Groundfloor provides access to short-term, high-yield returns with a minimum investment of as little as $10. Typical loans return 6%–14% annually on a six- to 12-month term.
Sharestates is a real estate crowdfunding service. You can invest in debt, residental or commercial properties. It requires only $1,000 to start investing. However, you must be an accredited investor to participate, and it has a 2% annual fee.
|Review||Groundfloor Review||Sharestates Review|
Overall rating as by Investor Junkie.Rating
|Commissions & Fees|
|Ease of Use|
|Amount of Deals|
|Account Fees||No Fees for Investors||0-2% setup fee|
|Investment Length||3 - 12/months||6 - 24/months|
|Regions Served||8 states plus Washington, D.C.||AL, AK, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV and WY|
|Self Directed IRA||No||Yes|
|Sign Up||Sign Up|