There are loads of retirement calculators out there -- some paid, some free. Which are the best ones for you to use? We took a look, and here's our roundup.

Spending your golden years abroad is a hot and growing trend among American retirees. What are the benefits of making this huge move? We take a look.

We've all heard about the tax-saving potential of a Roth IRA. But did you know that your income level may make you ineligible to participate in this kind of retirement account? Find out more here.

We've all been told that 401(k) and IRA plans are crucial to our future success and happiness. However, here's why one Millennial disagrees.

Do you want to convert your IRA to a Roth for its tax benefits? Here's how to go about doing so.

Retirement is drawing near... but you've got little or no savings. Here's why you shouldn't panic just yet, and what Investor Junkie recommends doing before it's too late.

You've heard of the tax advantages of a Roth IRA. Now find out if it's right for you or if you should stick with a traditional account.

What kind of retirement plan is right for you? Here's how to choose between a 401(k) and a Roth IRA.

You've certainly heard of the 401(k). But what about its "cousin," the 403(b)? Here's what you need to know about how these retirement plans differ.

If you're in need of cash, it may be tempting to "borrow" it from your 401(k) plan. It's your money, right? However, there are certain considerations you need to take into account. Here are the dos and don'ts of 401(k) loans.

Are you faced with a financial emergency? The money in your 401(k) is yours, right? So can you withdraw it now? In some cases, you may be able to. Here are the ins and outs of 401(k) hardship withdrawals.

What are the limits for contributions to your 401(k) this year? Find out here, as we break it all down.

You may have heard the term "vesting" when it comes to your 401(k). But what does it mean? Find out in this in-depth article.

Let's face it: Most Americans won't have enough money saved up to live the cushy "Palm Beach" lifestyle they'd expected. Here's why it's time to rethink retirement for a brighter, better and more active future.

Retirees face rapidly growing healthcare costs every year. Here's how a savings account known as an HSA can help you prepare to pay for your medical needs.

A self-directed retirement plan offers investing opportunities you won't find with a traditional plan. But how do you decide which one is right for you?

Thinking about taking out a loan on your 401(k) plan? It might be tempting, but here are six pitfalls that should make you think twice.

Say what?! Here's why you may be overthinking how much money you'll actually need once you retire... and how you can reduce that amount even further.

Wondering how much money you should have saved in your IRA now? Here's how to figure out the ideal amount and why you should be saving for retirement no matter your age.

Even if retirement is decades away, now is a good time to start saving. Here are seven reasons why you should start preparing for early retirement, even if it's not in your plans.

If you're among the growing number of Americans who identify as "self-employed," you're going to need to carefully choose a retirement savings account. Could a Solo 401(k) be right for you?

Self-employed and need a retirement savings account? In this article, we compare and contrast two of today's most popular savings options.

In today's low interest rate environment, retirees can't depend on traditional income generators like T-bonds or CDs. Here's what to do instead.

If you're a nonprofit worker with a 403(b) retirement plan, here's how to protect yourself against the high fees that are ripping you off.

Roth IRAs can be effective accounts for saving for your retirement tax-free. But are you making the most of them? Here's how to maximize your accounts.

No matter what age you retire at, you're going to need some steady income. Here are six trusted ways to get it!

My name is JP Livingston, and I retired in New York City with more than $2 million at age 28. Here's how I did it... and how you can follow in my footsteps.

Want to save with a Roth IRA but have too much income? Here's a legal backdoor way to contribute no matter your income level.

If you want the freedom to hold alternative assets such as gold or real estate in your IRA, a self-directed account might be right for you. Here's the how and why.

What's the best way to save for retirement? Tom Zgainer, founder of America's Best 401k, has some ideas. Find out here.

What do you need to know about required distributions when it comes to your 401(k)? Find out here.

Once you hit age 70 1/2, you're required to take a distribution from your IRA. Here's what you need to know.

Even if you're in your 20s or 30s, now is the right time to start making moves that will boost your retirement savings. Here's why and how.

Choosing the right IRA custodian can be a tricky proposition. Here, we break down the five top factors to consider.

When you're saving for retirement, the last think you want is sticker shock from fees. Here's how to reduce or even avoid them.

Many of us have 401(k)s. But how many of us understand the fees? Here, we break down the expenses found in your plan.

While it's great that humans are living longer, what does it mean for your retirement planning? Here's our take on longevity and savings.

Even if your retirement is decades away, here's why opening a Roth IRA could be a smart move for you.

Congratulations! You just inherited some money! Here's what you need to know to smartly save that for retirement.

If you are one of the lucky ones with a pension, you might be able to take your money in a lump sum. But is it worth it? here, we lay out the pros and cons.

More and more employers are offering Roth 401(k)s as options for their employee's retirement savings. But is it a good idea for you? Here, we break down the difference between a Roth and a traditional 401(k).

When to claim Social Security benefits can be a tricky question for couples. Here's our guide on how to time it right.

If you're in your 30s or 40s, now is a great time to start planning for retirement. Here's how.

Having the right retirement savings retirement withdrawal strategy is key. Here's our guide to the most popular rules of thumb.

For those with tax-deferred retirement accounts such as a traditional IRA or a 401(k), age 70½ is the time when required minimum distributions (RMDs) generally commence. RMDs are calculated annually based on the balance in the account(s) as of the prior Dec. 31. These distributions…

Women have extra challenges when it comes to retirement savings. Here are some tips to help you navigate these issues.

If you have an IRA, are you making the most of it? Here are some strategies to keep in mind.

If you're confused by Medicare, you're not alone. Here, we break down the basics for navigating this system for you.

Retirement may be decades away, but that doesn't mean that now isn't the perfect time to start saving. Here's why.

Annuities are among the most common financial products sold by financial advisors, brokers, registered reps and insurance agents. But what are they... and are they right for your retirement portfolio? What Is an Annuity? There are various types of annuities, but at the core, all…

IRAs are awesome for saving for retirement. But there are some tax considerations to keep in mind. Here, we break them down for you.

If you're moving to another job, here's what you need to know about net unrealized appreciation rules and how they apply to your retirement account.

Starting a new -- or even your first -- job? Even if retirement is decades away, it's not too soon to pick the right retirement plan for you. Here's how.

If you're not ready to stop working once you hit your 70s, can you still avoid the required minimum distributions and the taxes that go along with them?

So you're leaving your employer. What should you do with your 401(k)? Here, we break down how to withdraw from this account penalty-free.

Inflation can be a huge threat to your retirement savings. Here's how to navigate your future, even if the dollar bloats up.

Target date funds are a primary component of many 401(k)s. But are they good for your portfolio? Find out here.

Have you been forced to retire before you were financially ready? Here's how you can make the best of this potentially stressful situation.

Is early retirement even a consideration for you? Here's why it should -- and can -- be!

Here's the Investor Junkie guide to spousal and survivor benefits, crucial information that all married couples should know.

If you've just graduated college, you have a wide-open future ahead of you. Here's how to make financial success a part of that.

Once you reach your 40s and 50s, it's time to get serious about your retirement. Here's our guide to the financial milestones you should be reaching.

Here's the Investor Junkie guide to the tax issues you may face during your retirement.

Here's our helpful guide to planning your retirement distribution strategy.

Here's our guide to the crucial things you must know when you inherit a Roth IRA.

We all want to retire early! But here's how the benefits go beyond just not having to punch in for work.

Here's why right now is the perfect time to start laying the groundwork for your financial future and freedom.

What's the best way to tell how much income you should plan on withdrawing during your retirement? Here's our breakdown of the top strategies.

If you dream of a glamorous retirement but don't have a huge fortune saved, don't despair. Here's our guide to making a little go a long way.

Here's our guide to the seven most popular employer-sponsored retirement plans out there.

You might be surprised by what retirement actually looks like. Here are our best ideas for having a fun and active life.

Wouldn't it be great to be financially independent? Here's why you should aim for this, even if you never want to stop working.

The File and Suspend Couples Social Security Claiming strategy has been eliminated. Here's what you need to know now.

If you're deciding whether to buy long-term care insurance, here's what you need to know about this expensive plan.

If you're thinking about retiring early, here are three strategies you should start considering now.

Here are five free websites you can use to estimate your Social Security benefits and find out what options you have when it comes to retirement.

There are so many retirement plans out there. Here, we break down the pros and cons.

If you plan on working through your retirement years, here's what you need to know about your Social Security.

If you dream of being a world traveler during retirement, this is how to do it!

Here are our best five tips for making sure you don't rely solely on Social Security for your retirement income.

Here's how to convert from a Traditional IRA to a Roth IRA without losing any money. You'll want to pay attention to this!

If your income exceeds the limits for a Roth IRA, don't despair. Here's a way you can work around it instead.

When planning for retirement, it's important to have an accurate estimate of your Social Security benefits. Here's how to get one.

What time is the right time to start saving for retirement? Right now! Here's why waiting can end up costing you more.

If you want to retire early, you'll want to pay attention to these four important financial lessons.

What's your retirement number? Here's how to determine if you're on track for your best and most successful years.

Before you withdraw your money early from your retirement account, here's what you need to keep in mind.

When it comes to financial independence, which path is the right one to building wealth? Should you aim for traditional or early retirement?

Have you considered a self-directed brokerage IRA? Here's why it could be better for you than an actively managed account.

Early retirement can have some major effects on your family. Here's how to handle this life transition.

Whole life insurance has gotten a bad rap lately. But there are some cases in which it could be good for you. Here's how.

Believe it or not, there are some cases in which withdrawing your retirement money early might make sense. Here they are.

Here's our guide on how to transfer retirement accounts seamlessly and without incurring steep penalties and taxes.

As parents, we routinely put our kids' best interests first. However, here's why we should put our own financial security before funding their education.

Even if you're a total newbie when it comes to investing, here's how you can successfully open a retirement account with your employer.

Estate planning is a prudent way to protect your wealth for your heirs. Here's what you need to do to get started.

Rolling over an account may help you save money at tax time. But here's how to do it without paying exorbitant fees.

If you're looking for a retirement account, you might be wondering what the difference is between a traditional and a Roth account. Here, we break it down for you.

What's the best strategy for spending during your retirement? Here's our guide.

Different people have different meanings for "comfortably" and "extravagantly." What do they mean for your and your retirement?

Here are the steps to take right now to start investing like an expert without taking on massive risk.

Here's why you should ignore the get-rich-quick ideas if you want to be a successful investor.

If your parents are headed for retirement, you'll want to keep this information in mind.

If you want your money to last longer through retirement, this is what you need to do now.

Here's our checklist to help you determine if you're on the right track to meeting your goals for a comfortable retirement.

Here's our guide to determining how much of your hard-earned income you should be investing toward your retirement goals.

Retirement income doesn't just have to come from Social Security. Here are some excellent sources to collect from during retirement.

What was the flaw in the FRONTLINE documentary "The Retirement Gamble" by Martin Smith?

Here's how you can check to see if you are on track for retirement.

How do you make sure inflation doesn't spoil your retirement?

Every so often, it makes sense to take a look at your retirement portfolio, and make a few changes.

For most people, retirement planning is the centerpiece of personal finance, the foundation on which all other monetary plans are built.

Reader Question: I'm Retired. How can I increase income safely? How can I increase cash flow?