We've all heard about the tax-saving potential of a Roth IRA. But did you know that your income level may make you ineligible to participate in this kind of retirement account? Find out more here.
We've all been told that 401(k) and IRA plans are crucial to our future success and happiness. However, here's why one Millennial disagrees.
Do you want to convert your IRA to a Roth for its tax benefits? Here's how to go about doing so.
Retirement is drawing near... but you've got little or no savings. Here's why you shouldn't panic just yet, and what Investor Junkie recommends doing before it's too late.
You've heard of the tax advantages of a Roth IRA. Now find out if it's right for you or if you should stick with a traditional account.
What kind of retirement plan is right for you? Here's how to choose between a 401(k) and a Roth IRA.
You've certainly heard of the 401(k). But what about its "cousin," the 403(b)? Here's what you need to know about how these retirement plans differ.
If you're in need of cash, it may be tempting to "borrow" it from your 401(k) plan. It's your money, right? However, there are certain considerations you need to take into account. Here are the dos and don'ts of 401(k) loans.
Are you faced with a financial emergency? The money in your 401(k) is yours, right? So can you withdraw it now? In some cases, you may be able to. Here are the ins and outs of 401(k) hardship withdrawals.
What are the limits for contributions to your 401(k) this year? Find out here, as we break it all down.
You may have heard the term "vesting" when it comes to your 401(k). But what does it mean? Find out in this in-depth article.
Let's face it: Most Americans won't have enough money saved up to live the cushy "Palm Beach" lifestyle they'd expected. Here's why it's time to rethink retirement for a brighter, better and more active future.
Retirees face rapidly growing healthcare costs every year. Here's how a savings account known as an HSA can help you prepare to pay for your medical needs.
A self-directed retirement plan offers investing opportunities you won't find with a traditional plan. But how do you decide which one is right for you?
Thinking about taking out a loan on your 401(k) plan? It might be tempting, but here are six pitfalls that should make you think twice.
Say what?! Here's why you may be overthinking how much money you'll actually need once you retire... and how you can reduce that amount even further.
Wondering how much money you should have saved in your IRA now? Here's how to figure out the ideal amount and why you should be saving for retirement no matter your age.
Even if retirement is decades away, now is a good time to start saving. Here are seven reasons why you should start preparing for early retirement, even if it's not in your plans.
If you're among the growing number of Americans who identify as "self-employed," you're going to need to carefully choose a retirement savings account. Could a Solo 401(k) be right for you?
Self-employed and need a retirement savings account? In this article, we compare and contrast two of today's most popular savings options.
In today's low interest rate environment, retirees can't depend on traditional income generators like T-bonds or CDs. Here's what to do instead.
If you're a nonprofit worker with a 403(b) retirement plan, here's how to protect yourself against the high fees that are ripping you off.
Roth IRAs can be effective accounts for saving for your retirement tax-free. But are you making the most of them? Here's how to maximize your accounts.
No matter what age you retire at, you're going to need some steady income. Here are six trusted ways to get it!
My name is JP Livingston, and I retired in New York City with more than $2 million at age 28. Here's how I did it... and how you can follow in my footsteps.
Want to save with a Roth IRA but have too much income? Here's a legal backdoor way to contribute no matter your income level.
If you want the freedom to hold alternative assets such as gold or real estate in your IRA, a self-directed account might be right for you. Here's the how and why.
What's the best way to save for retirement? Tom Zgainer, founder of America's Best 401k, has some ideas. Find out here.
What do you need to know about required distributions when it comes to your 401(k)? Find out here.
Once you hit age 70 1/2, you're required to take a distribution from your IRA. Here's what you need to know.
Even if you're in your 20s or 30s, now is the right time to start making moves that will boost your retirement savings. Here's why and how.
Even if your retirement is decades away, here's why opening a Roth IRA could be a smart move for you.
More and more employers are offering Roth 401(k)s as options for their employee's retirement savings. But is it a good idea for you? Here, we break down the difference between a Roth and a traditional 401(k).
When to claim Social Security benefits can be a tricky question for couples. Here's our guide on how to time it right.
Retirement may be decades away, but that doesn't mean that now isn't the perfect time to start saving. Here's why.
Starting a new -- or even your first -- job? Even if retirement is decades away, it's not too soon to pick the right retirement plan for you. Here's how.
Have you been forced to retire before you were financially ready? Here's how you can make the best of this potentially stressful situation.
The Elimination of File and Suspend Couples Social Security Claiming Strategy – What You Need to Know
When it comes to financial independence, which path is the right one to building wealth? Should you aim for traditional or early retirement?
Early retirement can have some major effects on your family. Here's how to handle this life transition.
As parents, we routinely put our kids' best interests first. However, here's why we should put our own financial security before funding their education.
If you're looking for a retirement account, you might be wondering what the difference is between a traditional and a Roth account. Here, we break it down for you.