At Investor Junkie, we reviewed over one hundred investing and personal finance services. Our goal is to bring you the most honest, simple, and informative reviews. It turns out; users also want to compare specific services.
This review compares Rebalance IRA and Vanguard Personal Advisor Services. The better service depends on your needs. So let's dive in!
According to our readers (you!), when it comes to robo advisors, people care most about the
fees, minimum investment requirements, and whether or not the service supports for 401(k) plans.
Let's look at how Rebalance IRA and Vanguard Personal Advisor Services stack up against each
other on these features.
To start, we will compare the fees for trading with both robo
advisors. Rebalance IRA has
annual fees at 0.50% fee per year. In
contrast, Vanguard Personal Advisor Services has annual fees of 0.30%.
When it comes to fees, Vanguard Personal Advisor Services is the cheaper service.
Let's consider the minimum investment that's required to use both Rebalance IRA and Vanguard Personal Advisor Services.
At $50,000, Vanguard Personal Advisor Services requires a smaller minimum deposit.
Both Rebalance IRA and Vanguard Personal Advisor Services can help assist with your 401(k) plan.
Overall, Rebalance IRA rates 6 out of 10, while Vanguard Personal Advisor Services ranks 8 out of 10. For more information on either, you can read our full reviews on Rebalance IRA and Vanguard Personal Advisor Services.
|Review||Rebalance IRA Review||Vanguard Personal Advisor Services Review|
Overall rating as by Investor Junkie.Rating
|Commissions & Fees|
|Ease of Use|
|Tools & Resources|
|Account Fees||$250 Setup Fee; 0.50%/year||0.30%/year|
|Accounts Available||Taxable, Joint, Roth IRA, Traditional IRA, Rollover IRA, Custodial, SEP IRA, SIMPLE IRA, 401(k), Solo 401(k), Trusts, Partnerships, Non-Profit||Taxable, Joint, Roth IRA, Traditional IRA, Rollover IRA, SEP IRA, SIMPLE IRA, Trusts|
|Advice||Human Assisted||Human Assisted|
Does the robo-advisor offer assistance with your employer sponsored retirement plan?401(k) Guidance
|Tax Loss Harvesting|
|Retirement Planning Tools|
|Automatic Deposits||Daily, Weekly, Biweekly, Monthly, Bimonthly and Quarterly||Weekly, Biweekly, Monthly and Bimonthly|
|Socially Responsible Investing|
|Invests in Commodities|
|Invests in Real Estate|
How can you access the sevice? Website only? Via smartphone app?Access
|Website||Website, iOS App, Android App|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Customer Service||Phone: M-F 8:30A-8:30P ET; Email||Phone M-F 8A-8P ET; Email M-F|
|Assets Under Management||$525M||$101B|
|Number of Accounts||1K||N/A|
|Sign Up||Sign Up|
About Rebalance IRA
Rebalance IRA provides insight into your portfolio and helps you make better decisions by not letting emotions get in the way and selling too often. It also helps you determine the right asset allocation. However, Rebalance IRA is good only for investors who have portfolios of $100,000 or more.
About Vanguard Personal Advisor Services
A solid entry into the robo advisor space, Vanguard Personal Advisor Services is backed by the trusted Vanguard brand and features real, live human advisors you can call. Unfortunately, the service requires a hefty $50k deposit, which excludes many beginning investors.