At Investor Junkie, we reviewed over one hundred investing and personal finance services. Our goal is to bring you the most honest, simple, and informative reviews. It turns out; users also want to compare specific services.
This review compares Swell Investing and Vanguard Personal Advisor Services. The better service depends on your needs. So let's dive in!
According to our readers (you!), when it comes to robo advisors, people care most about the
fees, minimum investment requirements, and whether or not the service supports for 401(k) plans.
Let's look at how Swell Investing and Vanguard Personal Advisor Services stack up against each
other on these features.
To start, we will compare the fees for trading with both robo
advisors. Swell Investing has
annual fees at 0.75% fee per year. In
contrast, Vanguard Personal Advisor Services has annual fees of 0.30%.
When it comes to fees, Vanguard Personal Advisor Services is the cheaper service.
Let's consider the minimum investment that's required to use both Swell Investing and Vanguard Personal Advisor Services.
At $50, Swell Investing requires a smaller minimum deposit.
When it comes to supporting 401(k) plans, there is a clear line of division. Vanguard Personal Advisor Services does offer support for 401(k) plans, while Swell Investing does not. If you are someone who wants input on your employee-sponsored retirement account, Vanguard Personal Advisor Services will be your option.
Overall, Swell Investing rates 7 out of 10, while Vanguard Personal Advisor Services ranks 8 out of 10. For more information on either, you can read our full reviews on Swell Investing and Vanguard Personal Advisor Services.
|Review||Swell Investing Review||Vanguard Personal Advisor Services Review|
Overall rating as by Investor Junkie.Rating
|Commissions & Fees|
|Ease of Use|
|Tools & Resources|
|Promotions||Invest for Free for 1 Year With Promo Code "MAY5K"||None|
|Accounts Available||Taxable, Roth IRA, Traditional IRA, SEP IRA||Taxable, Joint, Roth IRA, Traditional IRA, Rollover IRA, SEP IRA, SIMPLE IRA, Trusts|
Does the robo-advisor offer assistance with your employer sponsored retirement plan?401(k) Guidance
|Tax Loss Harvesting|
|Retirement Planning Tools|
|Automatic Deposits||Weekly, Monthly||Weekly, Biweekly, Monthly and Bimonthly|
|Clearing Agency||Folio Institutional||N/A|
|Socially Responsible Investing|
|Invests in Commodities|
|Invests in Real Estate|
How can you access the sevice? Website only? Via smartphone app?Access
|Website||Website, iOS App, Android App|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Customer Service||Phone: M-F 9-5 PT; Email||Phone M-F 8A-8P ET; Email M-F|
|Assets Under Management||$7M||$101B|
|Number of Accounts||18||N/A|
|Sign Up||Sign Up|
About Swell Investing
Swell Investing was created to help users invest in socially responsible stocks. These include investments in alternative energy, clean water and healthy living. Swell requires a minimum investment of only $50, which makes it appealing and accessible to new and younger investors. On the downside, Swell's management fee runs a bit steep, and the service lacks some features of other robo advisors such as tax-loss harvesting.
About Vanguard Personal Advisor Services
A solid entry into the robo advisor space, Vanguard Personal Advisor Services is backed by the trusted Vanguard brand and features real, live human advisors you can call. Unfortunately, the service requires a hefty $50k deposit, which excludes many beginning investors.