At Investor Junkie, we reviewed over 100 investing and personal finance services. Our goal is to bring you the most honest, simple, and informative reviews. Turns out, users also want to compare specific services.
This review compares E*TRADE Adaptive Portfolio and Vanguard Personal Advisor Services. The better service depends on your needs. So let's dive in!
According to our readers (you!), when it comes to robo advisors, people care most about the fees, minimum investment requirements, and whether or not the service supports for 401(k) plans. Let's look at how E*TRADE Adaptive Portfolio and Vanguard Personal Advisor Services stack up against each other on these threads.
To start, we will compare the fees for trading with both robo advisors. E*TRADE Adaptive Portfolio has a fees starting at 0.30% fee per year. To contrast, Vanguard Personal Advisor Services has annual fees of 0.30%.
When it comes to fees, both E*TRADE Adaptive Portfolio and Vanguard Personal Advisor Services are equal in starting fees.
Let's consider the minimum investment that's required to use both E*TRADE Adaptive Portfolio and Vanguard Personal Advisor Services.
At $5,000, E*TRADE Adaptive Portfolio requires a smaller minimum deposit.
Unfortunately, neither service offers assistance with your 401(k) and you will have to find another service if this is a requirement for you.
Overall, E*TRADE Adaptive Portfolio gets a 7.5/10 rating, while Vanguard Personal Advisor Services gets a 8/10 rating. For more information on either service, you can read our full reviews on E*TRADE Adaptive Portfolio and Vanguard Personal Advisor Services.
About E*TRADE Adaptive Portfolio
E*TRADE Adaptive Portfolio offers a robo advisor service at a reasonable cost. If you are an existing E*TRADE customer and are considering an automated investment service, you may want to use Adaptive Portfolio. Unfortunately, you need at least $5,000, and it doesn't offer tax-loss harvesting.
About Vanguard Personal Advisor Services
A solid entry into the robo advisor space, Vanguard Personal Advisor Services is backed by the trusted Vanguard brand and features real, live human advisors you can call. Unfortunately, the service requires a hefty $50k deposit, which excludes many beginning investors.
|Review||E*TRADE Adaptive Portfolio Review||Vanguard Personal Advisor Services Review|
Overall rating as by Investor Junkie.Rating
|Commissions & Fees|
|Ease of Use|
|Tools & Resources|
|Accounts Available||Taxable, Joint, Roth IRA, Traditional IRA, Rollover IRA, Custodial||Taxable, Joint, Roth IRA, Traditional IRA, Rollover IRA, SEP IRA, SIMPLE IRA, Trusts|
|Advice||Human Assisted||Human Assisted|
Does the robo-advisor offer assistance with your employer sponsored retirement plan?401(k) Guidance
|Tax Loss Harvesting||No||No|
|Retirement Planning Tools||No||No|
|Automatic Deposits||Daily, Weekly, Biweekly and Monthly||Weekly, Biweekly, Monthly and Bimonthly|
|Socially Responsible Investing||No||No|
|Invests in Commodities||No||No|
|Invests in Real Estate||No||Yes|
How can you access the sevice? Website only? Via smartphone app?Access
|Website, iOS App, Android App||Website, iOS App, Android App|
More security to prevent unauthorized access to your account.Two-Factor Authentication
|Customer Service||Phone: M-F 12A-11:59P ET; Live Chat: 24/7||Phone M-F 8A-8P ET; Email M-F|
|Assets Under Management||$4B||$101B|
|Number of Accounts||229K||N/A|
|Sign Up||Sign Up|