Investor Junkie
MENUMENU
  • Start Investing
    • HOW TO GET STARTED INVESTING

      New here? Just starting as an Investor?

      If you're a new investor and visiting Investor Junkie for the first time, then this is what you need to get started.

    • GETTING STARTED STEPS

      • Get Rid of Consumer Debt
      • Start ​​​​​​​Investing Now
      • Open a Retirement Account
      • Create an Asset Allocation
      • Minimize Taxes
      • Reduce Fees & ​​​​​​​Fund Expenses
      • Start a ​​​​​​​Side Hustle
      • Protect ​​​​​​​Your ASSets
      • Next Steps
  • Reviews
      • Recommended Services

      • Personal Capital
      • Betterment
      • YNAB
      • Acorns
      • Fidelity Investments
      • Ally Invest
    • Robo Advisors

      • Betterment
      • Wealthfront
      • Wealthsimple
      • Blooom
      • More Reviews

      Stock brokers

      • Ally Invest
      • E*TRADE
      • Merrill Edge
      • TD Ameritrade
      • More Reviews
    • Microsavings

      • Acorns
      • Digit
      • Stash Invest
      • Qapital
      • More Reviews

      Banking

      • Ally Bank
      • CIT Bank
      • Chime
      • EverBank
      • More Reviews
    • Personal Finance

      • Mint
      • Quicken
      • Personal Capital
      • YNAB
      • More Reviews

      Accounting

      • FreshBooks
      • QuickBooks
      • Sage Business Cloud Accounting
      • Wave
      • More Reviews
    • Real Estate

      • Fundrise
      • Realty Mogul
      • RealtyShares
      • PeerStreet
      • More Reviews

      Peer-to-Peer Lending

      • Lending Club
      • Prosper
      • Wunder Capital
      • YieldStreet
      • More Reviews
    • Investment Research

      • Barron’s
      • Morningstar
      • Stansberry Research
      • YCharts
      • More Reviews

      Financial Books

      • Rich Dad, Poor Dad
      • Money Master The Game
      • The Millionaire Next Door
      • The Best Finance Books
      • More Reviews
  • Compare
    • Robo Advisors

      • Betterment vs. Wealthfront
      • Betterment vs. Vanguard
      • Wealthfront vs. Vanguard
      • Wealthfront vs. Wealthsimple
      • Compare Others
    • Personal Finance

      • Quicken vs. Mint
      • Mint vs. Personal Capital
      • Mint vs. YNAB
      • Quicken vs. Personal Capital
      • Compare Others
    • Stock Brokers

      • Schwab vs. Fidelity
      • E*TRADE vs. TD Ameritrade
      • E*TRADE vs. Robinhood
      • Fidelity vs. Vanguard
      • Compare Others
    • Real Estate

      • Fundrise vs. Realty Mogul
      • Realty Mogul vs. RealtyShares
      • Fundrise vs. Rich Uncles
      • LendingHome vs. PeerStreet
      • Compare Others
    • Banking

      • Best Online Savings Account
      • Best Online CD Rates
      • Best Jumbo CD Rates
    • Peer-to-Peer Lending

      • Lending Club vs. Prosper

      Microsavings

      • Acorns vs. Stash
  • Learn
      • All Articles
      • Investing SecretsInvesting Secrets
      • The Mint ManualThe Mint Manual
      • SEE ALL ARTICLES
    • Budgeting

      • How Much Do I Need to Save per Month
      • What is Zero-Based Budgeting?
      • 50/30/20 Budgeting Doesn’t Work
      • Why I’ve Switched to Personal Capital
      • See All

      Robo Advisors

      • Robo-Advisor Overview
      • True Costs of the Robo-Advisors
      • Robo-Advisors vs. Target Date Funds
      • Robo-Advisors vs. Microsavings
      • What is Tax-Loss Harvesting
      • See All
    • Investing

      • How to Choose an Online Broker
      • How to Transfer to a New Broker
      • Invest Your First $1,000
      • Who Offers a Virtual Trading Account?
      • See All

      Real Estate

      • Investing in Real Estate
      • 3 Steps to Get Started as a Real Estate Investor
      • You’re a Fool to Prepay Your Mortgage
      • How to Use Your 401(K) as a Down Payment
      • Tax Lien Investing
      • See All
    • Retirement

      • How to Rollover a 401(K)
      • How to Maximize Your 401(k)
      • Target Date Funds Comparison
      • Roth IRA vs. Traditional IRA
      • See All

      Taxes

      • 2017 Retirement Plan Contribution Limits
      • Tax-Efficient Investing
      • Tax-Loss Harvesting
      • How to Pay $0 Tax on a Six-Figure Income
      • The Best Tax Software for Investors
      • See All
  • Promotions
    • Featured promotion
      Betterment

      Betterment

      BEST OFFER
      Up to one year managed free initial deposit

      Learn More
    • Stock Brokers

      • Ally Invest
      • E*TRADE
      • Firstrade
      • Merrill Edge
      • TD Ameritrade

      Best IRA Promotions

      Free Stock Trading

    • Robo Advisors

      • Betterment
      • Blooom
      • Wealthfront
      • Wealthsimple
      • Ellevest
    • Personal Finance

      • Quicken
      • QuickBooks
      • YNAB
    • Microsavings

      • Rize
      • Stash Invest
      • Acorns
    • Other

      • Lending Club
      • Roofstock
      • RealtyShares
      • YCharts
      • Personal Capital
Home > Robo Advisors > Compare > Vanguard Personal Advisor Services vs. E*TRADE Adaptive Portfolio
Back to Compare

Vanguard Personal Advisor Services vs. E*TRADE Adaptive Portfolio

We've reviewed many investing and personal finance services. We want to help you make the best decision of which service best suits your needs.

This comparison we review Vanguard Personal Advisor Services and E*TRADE Adaptive Portfolio.

From our research, annual fees, minimum deposit, and 401(k) support the most important features which choosing a robo advisor. Let's look at how Vanguard Personal Advisor Services and E*TRADE Adaptive Portfolio stack up against each other on these features.

To start, we will compare the fees for trading with both robo advisors. Vanguard Personal Advisor Services has annual fees at 0.30% fee per year. In contrast, E*TRADE Adaptive Portfolio has annual fees of 0.30%. When it comes to fees, both Vanguard Personal Advisor Services and E*TRADE Adaptive Portfolio are equal in annual fees.

Let's consider the minimum investment that's required to use both Vanguard Personal Advisor Services and E*TRADE Adaptive Portfolio. At $5,000, E*TRADE Adaptive Portfolio requires a smaller minimum deposit.

When it comes to supporting 401(k) plans, there is a clear line of division. Vanguard Personal Advisor Services does offer support for 401(k) plans, while E*TRADE Adaptive Portfolio does not. If you are someone who wants help on your employee-sponsored retirement account, Vanguard Personal Advisor Services will be your option.

Overall, Vanguard Personal Advisor Services rates 8 out of 10, while E*TRADE Adaptive Portfolio ranks 7.5 out of 10. For more information on either, you can read our full reviews on Vanguard Personal Advisor Services and E*TRADE Adaptive Portfolio.

Robo-Advisor

Vanguard Personal Advisor Services

E*TRADE Adaptive Portfolio

ReviewVanguard Personal Advisor Services ReviewE*TRADE Adaptive Portfolio Review

Overall rating as by Investor Junkie.

Rating
8/10
7.5/10
Commissions & Fees
8.5/10
7/10
Customer Service
7.5/10
9/10
Ease of Use
7/10
7/10
Tools & Resources
6.5/10
7/10
Investment Options
9.5/10
7/10
Asset Allocation
8/10
8/10
PromotionsNoneNone
Minimum Investment$50,000$5,000
Account Fees0.30%/year0.30%/year
Accounts AvailableTaxable, Joint, Roth IRA, Traditional IRA, Rollover IRA, SEP IRA, SIMPLE IRA, TrustsTaxable, Joint, Roth IRA, Traditional IRA, Rollover IRA, Custodial
AdviceHuman AssistedHuman Assisted

Does the robo-advisor offer assistance with your employer sponsored retirement plan?

401(k) Guidance
YesNo
Tax Loss HarvestingNoNo
Portfolio RebalancingYesYes
Retirement Planning ToolsNoNo
Automatic DepositsWeekly, Biweekly, Monthly and BimonthlyDaily, Weekly, Biweekly and Monthly
Clearing AgencyN/AN/A
Self ClearingYesNo
Smart BetaNoNo
Socially Responsible InvestingNoNo
Invests in CommoditiesNoNo
Invests in Real EstateYesNo
Fractional SharesNoNo

How can you access the sevice? Website only? Via smartphone app?

Access
Website, iOS App, Android AppWebsite, iOS App, Android App

More security to prevent unauthorized access to your account.

Two-Factor Authentication
YesYes
Customer ServicePhone M-F 8A-8P ET; Email M-FPhone: M-F 12A-11:59P ET; Live Chat: 24/7
Assets Under Management$101B$4B
Number of AccountsN/A229K

Sign Up

Sign UpSign Up

About Vanguard Personal Advisor Services

A solid entry into the robo advisor space, Vanguard Personal Advisor Services is backed by the trusted Vanguard brand and features real, live human advisors you can call. Unfortunately, the service requires a hefty $50k deposit, which excludes many beginning investors.

About E*TRADE Adaptive Portfolio

E*TRADE Adaptive Portfolio offers a robo advisor service at a reasonable cost. If you are an existing E*TRADE customer and are considering an automated investment service, you may want to use Adaptive Portfolio. Unfortunately, you need at least $5,000, and it doesn't offer tax-loss harvesting.

Other Comparisons

  • Betterment vs. Wealthfront
  • Betterment vs. Vanguard
  • Wealthfront vs. Vanguard
  • Wealthfront vs. Wealthsimple
  • Betterment vs. Fidelity Go
  • Betterment vs. Schwab
Back to Compare
Share
Tweet
Share
Reddit
Email
Larry Ludwig
Author: Larry Ludwig
Updated: March 21, 2018
Category: Robo Advisors

Investor Junkie

Helping make finance easy. Investor Junkie is your shortcut to financial freedom. We know that managing finances is not easy. We analyze and compare tools to help you make the best decisions for your personal financial situation.

© 2018 Empowering Media, Inc. All Rights Reserved
Subscribe to the Investor Junkie Newsletter
  • About
  • Careers
  • Contact
  • Advertise
  • Privacy
  • Disclaimer

Stay Connected to Investor Junkie

  • subscribe unsubscribe

Investor Junkie is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. Members should be aware that investment markets have inherent risks, and past performance does not assure future results. Investor Junkie has advertising relationships with some of the offers listed on this website. Investor Junkie does attempt to take a reasonable and good faith approach to maintaining objectivity towards providing referrals that are in the best interest of readers. Investor Junkie strives to keep its information accurate and up to date. The information on Investor Junkie could be different from what you find when visiting a third-party website. All products are presented without warranty. For more information, please read our full disclaimer.