It’s human nature to create plans and strategies for just about everything, from navigating your car to work every morning to knowing what to buy at the grocery store (even if your shopping list is in your head). However, choosing the right investment strategy can be one of the most important financial decisions you make. So how do you choose the strategy that’s right for you?
When my grandparents retired, they moved to South Carolina. They thought it was exotic. Being used to frigid Ohio winters, they found the fact that temperatures seldom dipped below 40 appealing. They wouldn’t have to shovel a few feet of snow every few days. Not to mention that there were plenty of opportunities for Gramps to go bowling.
There’s nothing like a new year to get the ball rolling on changing some of your habits. A fresh year is a fresh start that can give you the motivation to sort things out. And you know that we’re here to help you get your finances looking the best they ever have.
My husband teases me because I try to plan everything. From vacations to tomorrow’s breakfast, I’m always making notes, lists and schedules. Of course I know that nothing’s a given and that sometimes things don’t go 100% according to plan. A flight may get delayed. The eggs I intended for a lovely omelet might fall on the floor and break. But still I hold that a good part of success comes with having a plan. Especially when it comes to your money.
Finding more money in my budget every month is certainly a goal of mine. More money to sock away in my savings? That works for me!
One of my favorite things to do at this time of the year is to sit down and do some reflecting.
Fall… the season of Pumpkin Spice Lattes, woolly socks, orange leaves and — for many of us — open enrollment. Yep, it’s time again to figure out if you want to make any changes to your company’s employee benefit plan. But no matter what time of year your enrollment period rolls around, here are some things to keep in mind.
Do you really need an emergency fund? After all, don’t consistent investing, rising markets, expanded investment technology and ready access to credit lines make traditional savings unnecessary and even counterproductive?
How many of us are dreaming about paying off our debt? A 2017 study showed that nearly half of Americans carry $25,000 in debt and that 40% of those with debt spend up to half of their monthly income just making their payments.
Do you know where all your money is going? I’ll be the first to admit that before I fell headlong into personal finance, I had no idea where my money went each month. I paid my bills each month, and I always tried to tuck some into savings. If you asked me what specifically I was spending money on, I’d have given you a blank stare.