Are you looking for a software solution that can help you create and manage a budget for your spending? An app that can help monitor your investments would be a big plus, too. With the number of personal finance software tools available today, it’s not easy to determine which are the best at helping you manage your money and investments. So we’ve created this simple list as a shortcut for your budgeting needs.
Here at Investor Junkie, we talk all the time about the best ways you can build and protect your retirement nest egg. But did you know there are useful — and free — tools that can help you know just what you’ll need for your golden years?
Mint is a juggernaut among budgeting programs. It’s been around since 2006, which makes it an old-timer in the world of financial apps. And it’s free to use. I’ve used Mint for several years, and it was instrumental in helping me learn the basics of budgeting.
Quicken is one of the oldest and most recognized personal finance programs available, with more than three decades of history behind it. But for many users, Quicken just doesn’t cut it.
Personal Capital is one of our favorite personal finance software for a reason. While we think Mint is a decent budgeting tool for personal finances, it’s inadequate when it comes to net worth tracking or investment planning. Mint generally targets users who are just starting with their finances, while Personal Capital is more advanced and offers better features.
We’ve all got a ton of bills to juggle and pay every month. From rent or mortgage to utilities, to credit cards — keeping track of it all can seem like a full-time job. Luckily, we’re living in the digital age, and technology has risen to the challenge of helping us deal with our monthly money obligations. There is a plethora of money management apps out there. Some of them can help you manage and even pay your bills.
Remember the days when you had to buy physical copies of software at the store? You’d bring home a box of discs, install them and cross your fingers that the product would do what you wanted it to. After all, once you broke the seal on the box, you couldn’t return it if you didn’t like it. And back then, what you could do with those programs was limited, too. You couldn’t link your bank transactions, pay bills automatically and get updates on your credit profile with the same program. (Did we even have access to our credit profiles 15 years ago?)
There’s nothing like a new year to get the ball rolling on changing some of your habits. A fresh year is a fresh start that can give you the motivation to sort things out. And you know that we’re here to help you get your finances looking the best they ever have.
Finding more money in my budget every month is certainly a goal of mine. More money to sock away in my savings? That works for me!