Mint is a juggernaut among budgeting programs. It’s been around since 2006, which makes it an old-timer in the world of financial apps. And it’s free to use. I’ve used Mint for several years, and it was instrumental in helping me learn the basics of budgeting.
Now that 2017 is behind us (for better or for worse), it’s time to sit back and examine the trends that shaped the personal finance sphere, as well as considering what may lie ahead of us in 2018.
Pop quiz: What’s your credit score? If you’re like many Americans, your answer is probably “I dunno.” Surveys repeatedly show that when it comes to this three-digit indicator of your credit history, most of us are still clueless. Or — if we do know our score — we tend not to know how to interpret it.
We’ve all got a ton of bills to juggle and pay every month. From rent or mortgage to utilities, to credit cards — keeping track of it all can seem like a full-time job. Luckily, we’re living in the digital age, and technology has risen to the challenge of helping us deal with our monthly money obligations. There is a plethora of money management apps out there. Some of them can help you manage and even pay your bills.
Remember the days when you had to buy physical copies of software at the store? You’d bring home a box of discs, install them and cross your fingers that the product would do what you wanted it to. After all, once you broke the seal on the box, you couldn’t return it if you didn’t like it. And back then, what you could do with those programs was limited, too. You couldn’t link your bank transactions, pay bills automatically and get updates on your credit profile with the same program. (Did we even have access to our credit profiles 15 years ago?)
Hey guys, it’s time to get a handle on your money. It’s time to stop overspending, start saving and finally figure out what exactly is going on with your retirement accounts, right?
Personal finance software has been around for several decades. Since the internet was invented, we’ve looked for ways to manage our household and investment accounts in an uncomplicated way. Thanks to advanced technology and security, you can link your bank account to finance software that will aggregate your transactions into manageable spending reports, graphs and budgets.
On September 7, 2017, credit bureau Equifax publicly announced that its servers had been hacked. Personal information of 143 million Americans had been leaked. The hacks took place from May to July and included names, addresses, Social Security numbers and more for over 40% of Americans. Information security is serious business. Identity theft happens regularly. And it is likely to increase with the recent Equifax breach. But you can protect yourself. Follow these basic steps to keep your financial information secure.
To put it simply, Quicken stinks! I’ve been a longtime user of the accounting program, as I’ve mentioned in my Quicken reviews. In fact, I’ve been using Quicken since it was a Microsoft MS-DOS product (now over 25 years ago). But due to the lack of new features, no customer service, getting tired of the constant updates, bugs and somewhat uncertain future — unfortunately, it’s time for me to say good-bye to Quicken.